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1518 Center St, Phillipsburg, NJ, 08865

2beds
1baths
--sqft
$289,900
--price/sqft
$2,320/moest. monthly cost
$92,800/yrincome needed

About This Home

Ranch with two decks, parking in rear, two bedrooms, high ceiling living room/eat in kitchen.Sold as is. Tenant occupied. Buyer is responsible for verifying any and all information regarding accuracy of any information contained herein. Buyer must conduct their own due diligence, verification, research, inspections and are relying solely on the results thereof. The buyers pay the transfer tax. Purchase as is with no repairs and buyers acquires the CO.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Pohatcong SchoolGrades PK-81.6 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Range/Oven-Electric,Electric Water Heater

Basement

  • Basement: None,Crawl Space

Bedroom1

  • Level: First
  • Area: 130

Bedroom2

  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings
  • Window features: Blinds
  • Flooring: Carpet,Vinyl-Linoleum

Heating

  • Heating features: 1 Unit,Oil Tank Above Ground - Outside

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 190

Living Room

  • Level: First
  • Area: 190

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 3020000280001000040000
  • Zoning description: Res
  • Exclusions: Washer,dryer,refrigerator,tenants possessions.

Features

  • Patio & porch: Deck

Lot

  • Lot size: 6,098 sqft
  • Features: Level
  • Lot size dimensions: .14 ACRES

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Drought
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$117$1,404
Property Taxes $545$6,540
Electricity $193$2,318
Total$2,320$27,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,542/yr
40% on housing$69,600/yr
45% on housing$61,866/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$197
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-18Listed for sale$289,900
2021-03-08Listing removed--
2016-09-11Listing removed$187,500
2016-06-02Listed for sale$187,500
2016-04-07Listing removed$187,500
2015-09-11Listed for sale$187,500
2015-07-06Listing removed$187,500
2015-05-07Listed for sale$187,500
2015-03-03Listing removed$187,500
2014-03-24Listed for sale$187,500
2006-01-19Sold$140,500
2004-06-08Sold$119,900
1997-07-03Sold$67,000

For Sale by Agent

AgentAdam Medway Jr
BrokerageArc Real Estate

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