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441 Maple Ave, Phillipsburg, NJ, 08865

2beds
2baths
--sqft
$415,000
--price/sqft
$3,239/moest. monthly cost
$129,560/yrincome needed

About This Home

Welcome to 441 Maple Avenue a beautifully renovated home nestled on over 2 private acres. Tucked away on a private road, this property offers the perfect blend of privacy, character, and modern updates. Inside, you'll find stunning original pine floors that preserve the home's timeless charm, while the completely remodeled kitchen and bathroom bring modern style and functionality to the space. Major upgrades include a new roof, new furnace, new water heater, and updated electrical service, enhancing both efficiency and reliability. The inviting wood-burning stove creates a warm and cozy atmosphere, making this home ideal for every season. Enjoy the space, privacy, and natural surroundings while still being conveniently located near local amenities. This move-in-ready property has been thoughtfully upgraded throughout and offers a rare opportunity to own a beautifully updated home with acreage, character, and modern comforts.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Pohatcong SchoolGrades PK-81.5 mi

Construction

Condition

  • Year built: 1834

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Range/Oven-Electric,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Stove-Freestanding
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Radiators - Hot Water,Oil Tank Above Ground - Inside
  • Cooling features: Window Unit(s)

Kitchen

  • Features: Separate Dining Area

Property

Details

  • Parcel number: 3020000390001000080000

Lot

  • Lot size: 2.13 Acres
  • Lot size dimensions: 2.13 AC.

Parking

  • Parking features: On Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Drought
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$167$2,004
Property Taxes $781$9,372
Electricity $193$2,318
Total$3,239$38,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,051/yr
40% on housing$97,170/yr
45% on housing$86,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$195
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$405,000
2026-07-13Price change$415,000
2026-06-09Listed for sale$429,000
2004-11-10Sold$125,000
1994-12-28Sold$108,000

For Sale by Agent

AgentRyan Romeo
BrokerageMorganelli Properties Llc

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