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520 W Milwaukee St, Stoughton, WI, 53589

2beds
1baths
1,015sqft
$275,000
$271price/sqft
$2,055/moest. monthly cost
$82,200/yrincome needed

About This Home

Buyers Financing Fell Thru! Back on the Market & looking for someone who will love it as much as its current owners has. Fully remodeled and move-in ready! This charming 2-bedroom, 1-bath home features all-new stainless steel appliances, a brand-new patio door, an open-concept floor plan, and modern finishes throughout. The beautifully updated kitchen offers white cabinetry, stylish backsplash, and ample workspace while flowing seamlessly into the living and dining areas. Enjoy low-maintenance flooring, abundant natural light, and neutral décor throughout. Situated on a spacious lot with stunning open field views across the street, this home is within walking distance to parks, schools, and downtown amenities. Numerous updates have been completed over the years, including roof, siding, windows, furnace, central air, water heater, electrical, plumbing, cabinetry, countertops, flooring, lighting, trim, doors, & landscaping. Nothing to do but move in and enjoy! Furniture is added via AI.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
4/10
8/10
Stoughton High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Daylight

Bedroom2

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100

Features

  • At Least 1 tub,Ceiling Fan(s)
  • Finished area above ground: 1,015
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,015
  • Total interior livable area: 1,015 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 234

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 051108293544
  • Attached to another structure: Yes
  • Zoning: R
  • Other equipment: Dehumidifier

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Front Porch

Lot

  • Lot size: 8,276 sqft
  • Features: Adjacent park/public land,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: 1 car,Attached,Garage Door Opener,Insulated
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$92$1,104
Property Taxes $402$4,824
Electricity $171$2,054
Total$2,055$24,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,457/yr
40% on housing$61,650/yr
45% on housing$54,800/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 53589$266
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53589$229
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$275,000
2026-06-29Contingent$275,000
2026-06-23Listed for sale$275,000
2026-06-23Contingent$275,000
2026-06-16Listed for sale$275,000
2018-10-25Listing removed$189,900
2018-10-11Price change$189,900
2018-10-04Listed for sale$199,900
2009-12-19Listing removed$110,000
2009-11-28Price change$110,000
2009-10-04Price change$120,000
2009-10-01Listed for sale--
2009-08-24Listing removed$120,000
2009-03-24Price change$120,000
2008-09-26Price change$129,900
2008-07-31Listed for sale$139,900

For Sale by Agent

AgentKimberly Colby
BrokerageKim Colby Homes

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