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8423 S Carpenter St, Chicago, IL, 60620

4beds
3baths
2,550sqft
$324,900
$127price/sqft
$2,636/moest. monthly cost
$105,440/yrincome needed

About This Home

Beautifully Newly Remodeled Home with an EXTRA LOT (separate pin) as your private garden. A Rare Opportunity! You can enjoy your extra large yard, make an entirely new addition on it or sell it off! Open concept house with Modern Upgrades on a quiet street featuring 4 Beds & 2.5 Baths and over 2500 sq ft of living space (Finished Attic & Basement) 3 living Areas (First Floor, 1 Attic, 1 Basement) Master Bed with Walk in closet & En-Suite attached Bathroom. Gut Remodel. Every detail has been thoughtfully upgraded, including new kitchen with quartz countertops, stainless steel appliances (installed before closing), new flooring, new bathrooms, Jacuzzi, stylish finishes. New Plumbing, New Electric, New HVAC, New Windows etc etc What truly sets this property apart is the included extra fenced lot, offering endless possibilities...build a guest house, expand your garden, create an outdoor oasis, or simply enjoy the privacy of added space. Whether you're an investor, a family looking to grow, or someone who loves outdoor living, this is a unique chance to own a property with room to dream. Located in a quiet, desirable neighborhood close to schools, shopping, parks, and commuter routes, this move-in ready home won't last long. Broker owned interest.

Getting Around

68
WalkingSomewhat Walkable
59
TransitGood Transit
70
BikeVery Bikeable

Schools

6/10
Gresham Elementary SchoolGrades PK-80.3 mi
1/10

Construction

Condition

  • Year built: 1898

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Bedroom3

  • Level: Lower
  • Area: 140
  • Dimensions: 14X10

Bedroom4

  • Level: Lower
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Family Room

  • Level: Lower
  • Area: 224
  • Dimensions: 16X14

Features

  • Attic: Finished

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,550 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Laundry

  • Level: Basement
  • Area: 80
  • Dimensions: 10X8

Living Room

  • Level: Main
  • Area: 440
  • Dimensions: 20X22

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Other

  • Level: Basement
  • Area: 540
  • Dimensions: 12X45

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 20324110090000
  • Special condition: List Broker Must Accompany

Features

  • Stories: 1

Lot

  • Lot size: 6,250 sqft

Parking

  • Total spaces: 2
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$330$3,960
Property Taxes $468$5,616
Electricity $196$2,353
Total$2,636$31,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,377/yr
40% on housing$79,080/yr
45% on housing$70,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 60620$150
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60620$126
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$324,900
2026-03-04Price change$334,000
2026-02-09Listed for sale$339,000
2026-01-01Listing removed$369,500
2025-10-16Price change$369,500
2025-09-25Listed for sale$374,500
2025-09-03Listing removed$389,900
2025-07-31Price change$389,900
2025-06-28Price change$399,900
2025-06-02Listed for sale$439,900
2020-02-27Listing removed--
2019-12-22Listed for sale--

For Sale by Agent

AgentAli Sana
BrokerageHomeSmart Realty Group

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