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117 Carmine Ct, Troutman, NC, 28166

4beds
3baths
3,096sqft
$440,000
$142price/sqft
$3,083/moest. monthly cost
$123,320/yrincome needed

About This Home

SHORT SALE with HUGE price drop! Truly better than new, this home has it all! If you are looking for a home on an upgraded lot, offering two primary suites (one up, one down), upgrades everywhere, and the feel of a neighborhood coupled with THE MOST gorgeous, serene view of a huge farm from your covered back porch, look no further! Experience main level living at its finest with three convenient bedrooms located on the ground floor, or settle in upstairs in the second primary suite or sizeable bonus room! Upgrades include: 2 gala apple and 2 red maple trees planted out back, a HUGE kitchen island, quartz countertops throughout, soft close kitchen cabinets, dual ovens, microwave with exterior vent, upgraded luxury shower with frameless glass, fans in bedrooms, pre-wiring ready for fans out back, an outlet in ceiling for holiday lights, upgraded flooring, tile in bathrooms, carpets with upgraded spill-proof pads, upgraded insulated garage, pre-wiring for ethernet, dual-zoned HVAC, and more!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
2/10
Troutman Middle SchoolGrades 6-83.4 mi
4/10
South Iredell High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Aluminum,Vinyl

Other

  • Builder name: True Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Electric Cooktop,Electric Oven,Microwave
  • Laundry features: Laundry Room,Main Level

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Level: Upper

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,096

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,096
  • Total interior livable area: 3,096 sqft

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4750314918.000
  • Zoning: CZRT
  • Special condition: Short Sale Subject to Approval

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.27 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$161$1,932
Property Taxes $410$4,920
Electricity $288$3,460
Total$3,083$36,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,702/yr
40% on housing$92,490/yr
45% on housing$82,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 28166$252
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28166$179
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Price change$440,000
2025-07-11Price change$534,900
2025-06-19Listed for sale$539,900
2023-06-16Sold$532,500

For Sale by Agent

AgentMica Gamble
BrokerageSouthern Homes of the Carolinas, Inc

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