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23 Loomis St #23, Cambridge, MA, 02138

4beds
4baths
1,831sqft
$1,499,999
$819price/sqft
$9,458/moest. monthly cost
$378,320/yrincome needed

About This Home

Enjoy city living on a quiet side street near Fresh Pond. New construction Townhouse home featuring an open concept with a beautiful kitchen with many upgrades! The refrigerator, 6 burner gas stove & exhust ,dishwasher & microwave are Thermador. There is also a wine cooler. A slider from the kitchen leads to a deck overlooking a private yard.A dining area is off the living room with gas fireplace which contributes to the ambience of the home. A half bath completes this level. Second level has a primary bdrm and bath and two add'l bdrms and full bath. Access to a roof deck on this level. Lower level room has various uses and has a 3/4 bath w/double vanity. There is direct entry to this area. W&D hook-up installed. This home has it all Location, space and affordable asking price. Exterior Hardie Siding. Direct entry from garage to mud room & kitchen. Gas forced hot air - 2 zone w/extra supplemental elec. in LL. Seller welcomes request offers w/request for buyer compensation.

Getting Around

52
WalkingSomewhat Walkable
54
TransitGood Transit
93
BikeBiker's Paradise

Schools

7/10
Haggerty SchoolGrades PK-51.1 mi
8/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Range Hood
  • Laundry features: Flooring - Stone/Ceramic Tile,In Basement,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Basement

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Open Floorplan

Features

  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 534
  • Finished area above ground: 1,297

Heating & Cooling

  • Heating features: Forced Air,Electric Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,831
  • Total interior livable area: 1,831 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances, Wine Chiller, Gas Stove, Lighting - Overhead
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Closet, Flooring - Stone/Ceramic Tile
  • Level: Second

Property

Details

  • Parcel number: 419408
  • Zoning: res

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Deck - Roof,Deck - Composite
  • Exterior features: Deck - Roof,Deck - Composite

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Deeded,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$251$3,012
Property Taxes $1,262$15,144
Electricity $361$4,332
Total$9,458$113,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$324,274/yr
40% on housing$283,740/yr
45% on housing$252,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$819This listing

vs Other Active Listings

Avg $/sqft

ZIP 02138$840
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02138$1,072
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$1,549,000
2026-01-08Listed for sale$1,599,000
2025-12-12Listing removed$1,599,000
2025-11-03Price change$1,599,000
2025-08-01Listed for sale$1,649,000
2025-07-01Listing removed$1,649,000
2025-04-16Price change$1,649,000
2025-01-08Listed for sale$1,699,000
2025-01-01Listing removed$1,775,000
2024-11-21Price change$1,775,000
2024-09-25Price change$1,795,000
2024-07-18Listed for sale$1,875,000

For Sale by Agent

AgentJanet Halloran
BrokerageRE/MAX Real Estate Center

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