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243 Parador Pl, Cottage Grove, WI, 53527

3beds
3baths
1,906sqft
$420,000
$220price/sqft
$3,201/moest. monthly cost
$128,040/yrincome needed

About This Home

You’ll feel right at home in this spacious 3 bedroom, 2.5 bath tri-level set on a large corner lot along a quiet dead end street in Cottage Grove. The bright south facing great room is filled with natural light, while the lofted kitchen features an island, generous cabinet space and a convenient office nook. All three bedrooms are nicely sized, including the Owner’s Suite with private bath and walk-in closet. A large family room provides a comfortable second living space for relaxing or entertaining. Step outside from the kitchen onto the large deck overlooking the mature backyard with wonderful privacy to the rear. Recent updates include a new roof, interior paint, landscaping and more! The huge 3 car attached garage offers plenty of room for vehicles, storage and all the extras. A welcoming home with space inside and out!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Glacial Drumlin SchoolGrades 6-81.2 mi
7/10
Monona Grove High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Included
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Partial,Full Size Windows/Exposed,Partially Finished,8'+ Ceiling,Storage Space

Bedroom2

  • Level: Upper
  • Area: 126

Bedroom3

  • Level: Upper
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Great room,Vaulted Ceiling(s),At Least 1 tub,Den/Office,Rec Room
  • Window features: Window Coverings
  • Finished area above ground: 1,070

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Kitchen Island,Range/Oven,Refrigerator,Dishwasher,Microwave
  • Level: Upper
  • Area: 126

Living Room

  • Level: Main
  • Area: 195

Master Bedroom

  • Level: Lower
  • Area: 168

Property

Details

  • Parcel number: 071104303250
  • Zoning: RES
  • Exclusions: Seller's Personal Belongings,Hot Tub,Chest Freezer,All White Bookcases,Storage Cabinets/Bins/Bench in LL Rec room and Living room

Features

  • Levels: Multi/Split,Tri-level
  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$142$1,704
Property Taxes $757$9,084
Electricity $179$2,149
Total$3,201$38,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,748/yr
40% on housing$96,030/yr
45% on housing$85,360/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 53527$241
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53527$230
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$420,000
2023-05-19Sold$365,000
2023-02-20Pending sale$350,000
2015-03-26Sold$231,000
2015-01-08Listed for sale$244,900
2008-07-30Sold$234,000

For Sale by Agent

AgentLeslie Haverland
BrokerageRestaino & Associates

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