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1601 Swan Swim Dr, Davenport, FL, 33837

5beds
3baths
2,020sqft
$385,000
$191price/sqft
$2,973/moest. monthly cost
$118,920/yrincome needed

About This Home

What truly sets this home apart is the opportunity to assume the seller’s low 3.99% mortgage rate—an incredible advantage in today’s market. Why wait to build when you can have better than new—without the wait, the added expenses, and at an incredible interest rate? Located just 30 minutes from Walt Disney World, this beautifully maintained home offers the perfect blend of convenience, comfort, and thoughtful upgrades that today’s buyers truly value. Purchased brand new by the current owners, this home has already been elevated beyond builder-grade. Enjoy a fully screened-in lanai—perfect for relaxing evenings without the hassle of bugs—along with a newly installed privacy fence that creates your own serene outdoor retreat. The new, upgraded landscaping and paver driveway add to the home’s curb appeal. Inside, the flexible floor plan features four spacious bedrooms plus a dedicated office with French doors and a closet—easily functioning as a fifth bedroom, guest suite, or private workspace. The low HOA fee adds even more value, including WiFi service along with access to a community pool and playground. This is your chance to enjoy the benefits of new construction with upgrades already complete, at a rate that’s hard to find today—without the delays or added expenses of building from scratch.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
DAVENPORT ELEMENTARY-0925Grades PK-51.0 mi
3/10
2/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Other,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Other
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,020 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 272702713010003020
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other,Private Yard,Sidewalk

Lot

  • Lot size: 4,591 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Inland Flooding
Wildfire
Heat Wave
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$214$2,568
Property Taxes $610$7,320
Electricity $203$2,439
Total$2,973$35,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,931/yr
40% on housing$89,190/yr
45% on housing$79,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 33837$166
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33837$180
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$375,000
2026-04-27Price change$385,000
2026-04-08Listed for sale$395,000
2025-06-02Sold$395,990
2025-03-21Listed for sale$395,990

For Sale by Agent

AgentMaria Pasotti
BrokerageAGILE GROUP REALTY

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