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154 White Oaks Trl, Sunland Park, NM, 88063

5beds
4baths
2,704sqft
$414,950
$153price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

The Cashmere: This two-story layout wraps comfort and capability into one. With 5 bedrooms, 3.5 bathrooms, and 2,704 square feet, the Cashmere includes a downstairs guest suite with private full bath, plus an open living space and feature-packed kitchen granite countertops, apron sink, pot filler, and upgraded lighting throughout. Upstairs, four more bedrooms including the primary suite offer room to stretch out. Includes a 2-car garage. Listing subject to errors, omissions, and changes without notice. Info provided is deemed reliable but not guaranteed. MLS photos are for marketing purposes only and may not reflect actual colors or upgrades. Please verify selections during design appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10
Santa Teresa High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Pitched
  • Construction materials: Stucco

Other

  • Builder name: Zia Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island
  • Window features: No Treatments
  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,704
  • Total interior livable area: 2,704 sqft

Property

Details

  • Parcel number: TBD032
  • Zoning: R1
  • Special condition: None

Features

  • Exterior features: Walled Backyard

Lot

  • Lot size: 6,098 sqft
  • Features: Subdivided

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$151$1,812
Property Taxes $221$2,652
Electricity $192$2,307
Total$2,662$31,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 88063$169
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88063$187
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-22Price change$414,950
2025-09-09Price change$409,950
2025-07-28Price change$404,950
2025-05-14Price change$399,950
2025-04-29Price change$409,950
2025-03-03Price change$404,950
2025-02-03Price change$412,950
2025-01-30Price change$407,950
2025-01-25Listed for sale$422,950
2024-10-18Listing removed$447,950
2024-09-09Price change$447,950
2024-07-18Listed for sale$437,950

For Sale by Agent

AgentTarryn A Ortega
BrokerageHome Pros Real Estate Group

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