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Lot 4 West River Road, Gansevoort, NY, 12831

3beds
3baths
3,000sqft
$989,000
$330price/sqft
$6,788/moest. monthly cost
$271,520/yrincome needed

About This Home

Custom, to be built luxury home on 5 acres with 308 feet of waterfront. The award winning builder of exclusive luxury homes will customize your home to suit your every need and desire. Build your dream home among nature's brilliance. Enjoy the serenity of living on your own private 5 acres among a serene backdrop. Take in the views of the waterfront, fields and trees. Perfect for enjoying your private dock to accommodate a boat or sea plane. Amenities including solid red oak wood flooring throughout, ceramic tile baths, custom cabinetry, quartz kitchen countertops, top of the line appliances, American Craftsman windows, crown molding, and much more. The property is conveniently located just ten miles from the City of Saratoga Springs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Fiber Cement

Other

  • Builder model: Custom

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dishwasher,ENERGY STAR Qualified Appliances,Gas Oven,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • High Speed Internet,Built-in Features,Ceramic Tile Bath,Crown Molding,Eat-in Kitchen
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Double Pane Windows,Egress Window,ENERGY STAR Qualified Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,000

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Propane,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: First

Library

  • Level: First

Library

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Property

Details

  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch,Porch
  • Fencing: None
  • Has view: Yes
  • View description: River,Trees/Woods,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Lake/River Across Rd,River Front
  • Waterbody name: Hudson River

Lot

  • Lot size: 5.12 Acres
  • Features: Level,Meadow,Road Frontage,Views,Wetlands,Wooded,Cleared,Waterfront

Parking

  • Total spaces: 10
  • Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$247$2,964
Property Taxes $1,046$12,552
Electricity $495$5,949
Total$6,788$81,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,731/yr
40% on housing$203,640/yr
45% on housing$181,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 12831$285
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12831$247
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-07-19Listed for sale$989,000

New Construction

AgentKim M Bender
BrokerageFour Seasons Sotheby's International Realty

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