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00 Cypress Creek Road, Kerrville, TX, 78028

0beds
0baths
--sqft
$654,500
--price/sqft
$4,463/moest. monthly cost
$178,520/yrincome needed

About This Home

Set high up on the hill just south of Kerrville, this 24-acre Hill Country tract commands incredible, unobstructed views of the charming Hill Country town and the hills that surround it. With approximately 130 feet of elevation change and high points rising more than 300 feet above Kerrville, the property offers multiple premier build sites ideal for capturing both dramatic sunrises and expansive sunsets. Rare elevation, exceptional views, and a prime location, less than 5 minutes from town, combine to make this a truly standout Hill Country property. The property is currently zoned R1. Electric, Natural Gas, City Water, and City Sewer available near the back side of the property. Additional Water, Sewer, and Electric available along Loop 534.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Peterson Middle SchoolGrades 6-81.1 mi
5/10
Tivy High SchoolGrades 9-121.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 01930115008011

Features

  • Waterfront features: None

Lot

  • Lot size: 24 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,309$39,708
Home Insurance *$431$5,172
Property Taxes $485$5,820
Electricity $238$2,859
Total$4,463$53,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,017/yr
40% on housing$133,890/yr
45% on housing$119,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$296
Kerr County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$720,000
2026-01-13Listed for sale$775,000
2026-01-01Listing removed$875,000
2025-10-28Price change$875,000
2025-07-12Price change$995,000
2025-05-06Listed for sale$1,170,000
2024-08-01Listing removed$55,000
2024-07-19Listed for sale$55,000
2011-04-20Sold--
2010-08-01Sold--
2008-03-14Sold--

For Sale by Agent

AgentBrian Cook
BrokeragePhyllis Browning Company

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