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3086 Saddle Rd, Elk City, KS, 67344

3beds
2baths
1,377sqft
$775,000
$563price/sqft
$8,565/moest. monthly cost
$342,600/yrincome needed

About This Home

Multi-use Quarter in Chautauqua County, KS! 159± acres of versatile agricultural and hunting land in a highly desirable area of Kansas, Northeastern Chautauqua County. Known for its excellent recreational opportunities, this property offers a great combination of income potential, recreation, and a comfortable living space. The land includes three ponds, with the larger one being reworked and deepened. Ponds include bluegill, crappie, and largemouth bass, providing excellent fishing. The large pond located on the northeast corner of the property serves as a reliable year-round water source for both wildlife and cattle. It is also the primary waterfowl attraction on the place, consistently drawing ducks and geese, and offers some of the best fishing on the property. Wildlife is abundant, including deer, turkey, dove, quail, and waterfowl. The area is known for strong deer genetics and light hunting pressure. The property is cross-fenced into five separate pasture sections, making it suitable for livestock. It will include an older set of pens where you could process some cows or calves if you had cattle. There is also an oil and gas lease in place that transfers with the property along with potential income from agricultural or hunting leases. In 2022, the barn was converted into a modern 3-bedroom, 2-bath home featuring ductless mini-split heating and cooling systems. It has high end stained wood cabinets, granite counter tops and a gas stove. The living area is two floors, one bed and full bath upstairs with two beds and full bath downstairs. Stained concrete floors on the lower level for easy cleaning and maintenance. This property is going to have rural water from Chautauqua County RWD#4. The barn is also wired for 50-amp RV service, and a shipping container on site has electricity and lighting for additional storage or workspace. The property will be sold with the furnishings pictured included.  7 miles from Elk City, KS 115 miles from Tulsa OK and Wichita KS 22 miles from Independence KS   This is a well-rounded turnkey property offering hunting, fishing, livestock grazing and living all in one location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
6/10
Elk Valley High SchoolGrades 6-129.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl/Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Offsite Built

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,377

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,377 sqft

Kitchen

  • Level: Main
  • Area: 69.5139
  • Dimensions: 10'10x6'5

Living Room

  • Level: Main
  • Area: 353.8542
  • Dimensions: 19'9x17'11

Master Bedroom

  • Level: Upper
  • Area: 267.2222
  • Dimensions: 17'4x15'5

Property

Details

  • Parcel number: 0151600000001000

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: Pond/Lake

Lot

  • Lot size: 159 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Drought

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$3,841$46,092
Property Taxes $645$7,740
Electricity $161$1,935
Total$8,565$102,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,657/yr
40% on housing$256,950/yr
45% on housing$228,400/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 67344$92
Chautauqua County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 67344$31
Chautauqua County$26

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentClint Graves
BrokerageL2 Realty, Inc.

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