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515 W Ruscomb St, Philadelphia, PA, 19120

4beds
--baths
1,500sqft
$325,000
$217price/sqft
$2,299/moest. monthly cost
$91,960/yrincome needed

About This Home

This charming twin home in the desirable Olney neighborhood offers a unique investment opportunity with significant potential for returns. Built in 1935, this property boasts a solid masonry construction, ensuring durability and low maintenance costs. This Duplex is fully rented with a non-conforming basement unit bringing in a 3rd rental stream. There are 4 garages also rented on site. Owner has a quadplex that can be added in as a package deal. Call for more info.

Getting Around

90
WalkingVery Walkable
59
TransitGood Transit
60
BikeBikeable

Schools

4/10
Marshall Thurgood SchoolGrades PK-80.2 mi
2/10
Olney High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Straight Thru
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Accessibility

  • Accessibility features: Doors - Swing In

Details

  • Parcel number: 491135500
  • Zoning: RSA5
  • Special condition: Standard
  • Exclusions: Tenants Personal Property

Features

  • Pool features: None
  • Exterior features: Other

Lot

  • Lot size: 4,400 sqft
  • Lot size dimensions: 44.00 x 100.00

Parking

  • Parking features: Driveway,Off Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$202$2,424
Property Taxes $230$2,760
Electricity $224$2,692
Total$2,299$27,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,822/yr
40% on housing$68,970/yr
45% on housing$61,306/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 19120$105
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19120$117
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$325,000
2025-04-06Listing removed$359,000
2024-07-20Listed for sale$359,000

For Sale by Agent

AgentHernan Alvarado
BrokerageRealty ONE Group Focus

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