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1020 Forest Ave, Jackson, AL, 36545

2beds
1baths
1,168sqft
$120,000
$103price/sqft
$1,285/moest. monthly cost
$51,400/yrincome needed

About This Home

Charming 2-bedroom, 1-bath cottage with classic character and modern comfort. Step into a cozy living room with a wood‑burning fireplace and gleaming hardwood floors that flow throughout. The kitchen opens to a dedicated dining room, and a separate laundry room adds everyday convenience. Built‑in hallway cabinets provide extra storage. Outdoors, enjoy a large, flat backyard with a storage shed-perfect for play, pets, gardening, or future projects. Big-ticket updates include a metal roof (2021) and central heating & cooling with a new HVAC unit. Key Features •2 bedrooms | 1 full bath •1,168 sq. ft. on a 0.34‑acre lot (per county records) •Hardwood floors throughout •Wood‑burning fireplace •Dining room + separate laundry room •Built‑in hallway storage •Storage shed & spacious, flat backyard •Metal roof (2021) •Central heating & cooling; new HVAC unit

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Jackson Middle SchoolGrades 6-80.6 mi
2/10
Jackson High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Metal
  • Construction materials: Brick Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,168

Heating & Cooling

  • Heating features: Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,168 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Open Porch
  • Has view: Yes
  • View description: Street
  • Frontage length: 0

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$411$4,932
Property Taxes $28$336
Electricity $240$2,881
Total$1,285$15,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,057/yr
40% on housing$38,550/yr
45% on housing$34,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 36545$97
Clarke County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 36545
Clarke County$38

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-07Price change$120,000
2024-11-08Price change$95,000
2024-07-22Listed for sale$105,000

For Sale by Agent

AgentJulia Brooks
BrokerageVillage Properties

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