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403B 16th St, Virginia Beach, VA, 23451

4beds
3baths
2,168sqft
$800,000
$369price/sqft
$5,117/moest. monthly cost
$204,680/yrincome needed

About This Home

Detached 4 bedrooms, 2.5 bath beach home in very sought after VIBE district. Freshly Painted throughout! Hardie plank siding, kitchen has granite countertops with a custom wood over the range hood, SSS appliances and hardwood floors. 2021 HVAC system and Seller added mini splits in each room for your desired controlled temperature. Tankless Water Heater 2024. 2 car garage w Generator interlock kit. Your very own hidden gem in paradise hat is tucked away on a quiet and peaceful street. Just minutes from Interstate, Bases and Beaches! Start living the Beach lifestyle! Blocks to the Boardwalk, Atlantic Surf & Water park. Some images are AI enhanced.

Getting Around

83
WalkingVery Walkable
50
TransitGood Transit
67
BikeBikeable

Schools

7/10
7/10
7/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Fiber Cement,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Cottage,Traditional,Transitional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,168 sqft

Property

Details

  • Zoning: A12

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Privacy,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Multi Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$344$4,128
Property Taxes $520$6,240
Electricity $208$2,505
Total$5,117$61,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,440/yr
40% on housing$153,510/yr
45% on housing$136,453/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 23451$441
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23451$402
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAndrea Martin
BrokerageA Better Way Realty Inc.

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