




5 Wharf Hill Road, Monhegan, ME, 04852
About This Home
With years of careful stewardship, all mechanical systems have been brought up to modern standards, and the roof has been completely replaced within the past 4 years. The flexible layout offers comfortable options for everyday living and hosting guests. The primary living space - perfect as the main residence - is on the harbor side of the building. The first floor consists of a living/dining area, a galley kitchen, a bedroom with an original tin ceiling that has recently been painted, a full bathroom, and a laundry. Behind the main residence is a large, maintenance-free deck. The second floor has 2-3 bedrooms (2 of which face the harbor). The third serves as an additional sitting room, which can easily be converted into a bedroom. There is a second large bathroom, as well as a small kitchenette and dining area. The second floor is ideal for extended family, friends, or as an extra rental income. The third floor features a bonus room with a large window that captures spectacular views of the harbor and Manana Island. Additional storage is built into the knee walls. The bonus room has a vented skylight and a ceiling fan with light. The attached income property is a remodeled three-story Guest House. On the first floor is a full kitchen with a ceiling fan with light. The kitchen opens to the living/dining area, and a large deck and privacy fence are located outside the kitchen door. The second floor of the Guest House has a large master bedroom with a ceiling fan with light. The hall bathroom is located just outside the master bedroom. The third floor has a charming loft bedroom with a vented skylight to welcome the ocean breeze. There is another ceiling fan with light in the loft. Located behind the house is a large storage shed with a freezer chest. The metal roof was replaced in 2025.
Getting Around
Schools
Construction
Condition
- Year built: 1809
Materials
- Foundation: Stone,Poured Concrete
- Roof: Shingle
- Construction materials: Wood Frame,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Shingle
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Bulkhead,Unfinished
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Features
- 1st Floor Bedroom
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 2,388
Heating & Cooling
- Heating features: Direct Vent Heater,Space Heater
- Cooling features: None
Interior Area
- Total structure area: 2,388
- Total interior livable area: 2,388 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Kitchen
- Level: Second
Living Room
- Level: First
Living Room
- Level: First
Living Room
- Level: Second
Other
- Level: Third
Property
Details
- Parcel number: 4WharfHillRoadMonheganIslandPlantation04852
- Zoning: General
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Scenic
- Waterbody name: Atlantic Ocean
Lot
- Lot size: 9,147 sqft
- Features: City Lot,Level,Open Lot,Rolling Slope
Parking
- Parking features: No Driveway,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Coastal Flooding
- Ice Storm
- Lightning
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,815 | $69,780 |
| Home Insurance | $491 | $5,892 |
| Property Taxes | $814 | $9,768 |
| Electricity | $347 | $4,165 |
| Total | $7,467 | $89,604 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Listed for sale | $1,150,000 |
| 2025-11-02 | Listing removed | $1,250,000 |
| 2025-05-23 | Listed for sale | $1,250,000 |
| 2024-11-02 | Listing removed | $1,250,000 |
| 2024-07-22 | Listed for sale | $1,250,000 |
For Sale by Agent
