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0 Center St, White Oak, PA, 15131

--beds
--baths
--sqft
$80,000
--price/sqft
$764/moest. monthly cost
$30,560/yrincome needed

About This Home

Buildable residential lot in White Oak Borough. This 0.369-acre Center Street parcel is one of 8 available residential lots being offered individually or as a full package. Package asking price: $635,000. Residential R-2 zoning supports single-family development subject to borough approvals. Strong nearby home-sale activity, established residential surroundings, and potential valley/water views create a compelling opportunity for builders, investors, or buyers looking to control multiple lots in one location. Buyer to verify zoning, utilities, setbacks, access, survey, and all municipal requirements.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Founders Hall SchoolGrades 6-82.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 1700

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Property

Features

  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 0.369

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$38$456
Property Taxes $98$1,176
Electricity $224$2,692
Total$764$9,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,194/yr
40% on housing$22,920/yr
45% on housing$20,373/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15131$101
Allegheny County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 15131$155
Allegheny County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$80,000

New Construction

AgentJordan Pratt
BrokerageREAL OF PENNSYLVANIA

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