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3893 Terrace Cir, Deforest, WI, 53532

5beds
2baths
2,616sqft
$580,000
$222price/sqft
$4,145/moest. monthly cost
$165,800/yrincome needed

About This Home

Look what just hit the market! Presenting this 5 bedroom bi-level home with many updates! I bet you will spend tons of time in the beautiful sun room basking in the natural light! Kitchen has been updated, and all the stainless steel appliances are included - as well as on demand hot water for tea or other beverages at the kitchen sink! The lower level has two bedrooms plus an office. Seeking workshop space - take a look at the 25x25 insulated, heated room attached to the back side of garage - so many possibilities! There is more cold storage tucked away under the sunroom addition! You will certainly enjoy your outdoor living areas on the large composite deck or paved patio with the amazing hot tub in an area fenced for privacy. All this on a beautifully landscaped, almost three quarters of an acre lot on a quiet cul-de-sac conveniently located minutes off of Windsor Rd! Whole house generator was installed in 2022 for added security if power goes out. 5th bdrm does not have a closet.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
6/10
De Forest Middle SchoolGrades 7-82.7 mi
8/10
De Forest High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Water Softener Included
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Full Size Windows/Exposed,Finished,Sump Pump,Exposed

Bedroom2

  • Level: Main
  • Area: 110

Bedroom3

  • Level: Main
  • Area: 110

Bedroom4

  • Level: Lower
  • Area: 156

Bedroom5

  • Level: Lower
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Family Room

  • Area: 198

Features

  • Walk-In Closet(s),At Least 1 tub,Internet- Fiber available,Ceiling Fan(s),Sun Room,Den/Office
  • Number of fireplaces: 1
  • Fireplace features: Gas,1 fireplace
  • Fireplace: Yes
  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,616
  • Total interior livable area: 2,616 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
  • Level: Main
  • Area: 198

Living Room

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 091027334244
  • Zoning: Res
  • Other equipment: Generator
  • Exclusions: Seller's personal Property

Features

  • Levels: Multi/Split,Bi-level
  • Patio & porch: Deck,Patio
  • Exterior features: Four Season Room
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 0.71 Acres
  • Features: Cul-De-Sac,Rural-in subdivision

Parking

  • Total spaces: 2
  • Parking features: 2 car,Attached,Heated Garage,Garage Door Opener,Insulated,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$171$2,052
Property Taxes $797$9,564
Electricity $245$2,949
Total$4,145$49,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,114/yr
40% on housing$124,350/yr
45% on housing$110,533/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 53532$234
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53532$229
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$580,000
2024-07-02Sold$507,000
2024-05-03Pending sale$487,500
2024-04-22Listed for sale$487,500

For Sale by Agent

AgentShelley Miller
BrokerageTurning Point Realty

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