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1314 Downing Ridge Rd, Tuscaloosa, AL, 35406

5beds
6baths
6,850sqft
$1,295,000
$189price/sqft
$8,276/moest. monthly cost
$331,040/yrincome needed

About This Home

Welcome to one of Wellington's most breathtaking homes-a rare opportunity to own a property that truly has it all. Perfectly designed for both everyday living and unforgettable entertaining, this exceptional 5-bedroom home offers space, style, and amenities that are hard to find. The heart of the home is the beautifully renovated kitchen, featuring timeless finishes, abundant workspace, and an open layout that flows effortlessly into the main living areas. Downstairs, you'll discover an expansive recreation room with endless possibilities including several rooms dedicated to home gym, office and a dog room! Storage is simply unmatched. The oversized 4-car garage offers plenty of room for vehicles, recreational equipment, and hobbies. Step outside to one of the home's most unique features-your very own soccer field. This large green space is made for making memories.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Verner Elementary SchoolGrades PK-50.7 mi
7/10
Northridge Middle SchoolGrades 6-81.2 mi
8/10
Northridge High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Multiple Water Heaters,Tankless Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Wet Bar,Breakfast Bar,Breakfast Area,Ceiling Fan(s),Game Room,Home Office,In-Law Floorplan,Jetted Tub,Kitchen Island,Primary Downstairs,Cable TV,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Fireplace features: Factory Built,Insert,Gas Log,Family/Living/Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Multiple Heating Units
  • Cooling features: 3+ Units

Interior Area

  • Total structure area: 6,850
  • Total interior livable area: 6,850 sqft

Property

Details

  • Parcel number: 3003072001001.134

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Deck,Enclosed,Open,Porch,Screened

Lot

  • Lot size: 1.94 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 321 x 401 x 46 x 259

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Four Car Garage,Four or more Spaces,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Strong Wind
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$628$7,536
Property Taxes $334$4,008
Electricity $766$9,197
Total$8,276$99,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,748/yr
40% on housing$248,280/yr
45% on housing$220,693/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 35406$234
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35406$207
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$1,295,000
2016-07-08Sold$860,000

For Sale by Agent

AgentWES YORK
BrokerageHAMNER REAL ESTATE

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