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2515 Cottonport Rd, Decatur, TN, 37322

5beds
5baths
5,317sqft
$2,790,000
$525price/sqft
$19,460/moest. monthly cost
$778,400/yrincome needed

About This Home

Searching for privacy? Welcome to this stunning custom built 8,300 sq ft home on 77.48 private acres of natural beauty with the perfect blend of elegance, comfort, serene riverfront living. Step inside the foyer - Large gallery area with hardwood floors, granite counter tops throughout. Custom walnut cabinetry throughout. Enjoy a double-sided wood burning fireplace from kitchen ad great room. Custom home features 5 bedrooms, 4.5 baths. Water view from great room, formal living room and formal dining room, pocket doors. Also, 5 car garage with abundance of storage or extra living space. Generator that supports the full house. 1,000 gallon propane tank underground, 3 HVAC units (1 upstairs) (2downstairs), 2nd kitchen in basement, Anderson windows, wood stove in basement, extra flooring for basement area. 3,600 ft of 2 inch Ubnuor waterline to house, full wired internet stereo system in great room. Master on main floor with bay window with sitting area, jetted tub, walk-in closet and more. Outdoor living at it's best! Enjoy peaceful morning & unforgettable sunsets. A must see - Call listing agent for showings. Seller will divide property, Seller will keep lot six and sell lot five for 2.2M

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
6/10
Meigs Middle SchoolGrades 6-87.2 mi
6/10
Meigs County High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding,Other,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Down Draft,Disposal,Dishwasher,Electric Oven,Electric Water Heater,Microwave,Propane Cooktop,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Den

  • Level: Basement

Features

  • Bar,Breakfast Bar,Built-in Features,Bookcases,Ceiling Fan(s),Chandelier,Crown Molding,Dry Bar,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Recessed Lighting,Smart Thermostat,Sound System,Storage,Walk-In Closet(s),Wired for Data,Wired for Sound,Tub/shower Combo,Sitting Area,Separate Dining Room,Connected Shared Bathroom
  • Window features: Aluminum Frames,Bay Window(s),Insulated Windows,Other,Screens,See Remarks,Vinyl Frames
  • Flooring: Concrete,Hardwood,Luxury Vinyl
  • Fireplace features: Basement,Family Room,Great Room,Kitchen,Stone,See Remarks,Wood Burning,Wood Burning Stove,See Through
  • Fireplace: Yes
  • Finished area above ground: 5,317

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units

Interior Area

  • Total structure area: 5,317
  • Total interior livable area: 5,317 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 056 002.02
  • Special condition: Conservatorship
  • Other equipment: Call Listing Agent,Generator,Negotiable,Other

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch,Screened,Side Porch,See Remarks,Porch - Screened
  • Exterior features: Dock,Other,Private Entrance,Rain Gutters,Smart Camera(s)/Recording,Storage,Dock - Stationary
  • Spa features: None
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front,Marina in Community,River Access,River Front

Lot

  • Lot size: 77.48 Acres
  • Features: Back Yard,Cleared,Front Yard,Gentle Sloping,Irregular Lot,Level,Private,Rectangular Lot,Secluded,Sloped Down,See Remarks,Views,Waterfront
  • Lot size dimensions: 1680 x 2010

Parking

  • Total spaces: 5
  • Parking features: Basement,Concrete,Driveway,Garage,Garage Door Opener,Gravel,RV Access/Parking,Unpaved,Garage Faces Side,Kitchen Level,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,107$169,284
Home Insurance $1,200$14,400
Property Taxes $3,721$44,652
Electricity $432$5,184
Total$19,460$233,520

Income You'd Need if You Spent...

35% on housing$667,200/yr
40% on housing$583,800/yr
45% on housing$518,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 37322$214
Meigs County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37322
Meigs County$282

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$2,800,000

For Sale by Agent

AgentLisa S Paty
BrokerageThe James Company Real Estate Brokers & Development

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