482 Girard Rd, Oak Ridge, LA, 71264
About This Home
Escape the city to this stunning 4 bedroom, 2.5 bath retreat just 20 minutes from Monroe. Situated on nearly 5 sprawling acres, this home blends peace and privacy with high-end finishes. A modern chef's kitchen featuring granite countertops and stainless steel appliances. relax by the cozy fireplace or enjoy breathtaking sunsets from your own backyard. Plenty of room for hobbies, perfect for horse lovers. Best of all? This property qualifies for all types loans, including Rural development (RD) financing, meaning you could move in with Zero money down!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Slab
- Roof: Architecture Style
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Site Build,Residential
Interior
Appliances
- Appliances included: Refrigerator,Water Heater
Bedroom
- Level: First
- Area: 150
Bedroom1
- Level: Second
- Area: 112.5
Bedroom2
- Level: Second
- Area: 112.5
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining Room
- Level: First
- Area: 154
Family Room
- Level: First
- Area: 313.5
Features
- Ceiling Fan(s)
- Window features: Double Pane Windows,Shades,Curtains,Rods,All Stay
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,200
- Total interior livable area: 2,500 sqft
Kitchen
- Level: First
- Area: 195
Living Room
- Level: First
- Area: 299
Master Bedroom
- Level: Second
- Area: 256
Property
Details
- Parcel number: 300254101
- Zoning: res
- Zoning description: res
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch Covered
- Fencing: None
- Waterfront features: None
- Horses can be raised: Yes
Lot
- Lot size: 4.59 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Hard Surface Drv.
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Louisiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $264 | $3,168 |
| Property Taxes | $67 | $804 |
| Electricity | $189 | $2,268 |
| Total | $2,289 | $27,468 |
Income You'd Need if You Spent...
Louisiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $350,000 |
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