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2 The Sacramento At The Grv, Ofallon, MO, 63366

4beds
3baths
2,330sqft
$614,900
$264price/sqft
$4,217/moest. monthly cost
$168,680/yrincome needed

About This Home

This 4 Bedroom Ranch has a 4 Car Garage for plenty of storage & can also be enlarged. The Sacramento Ranch Plan at The Grove at Riverdale Includes 9' Ceilings, Granite Counters, 42" Kemper Soft Close Cabinets, a Large Island, a Huge Walk in Pantry & Laundry room, 4' Wide Hallway, Open Stairs to Lower Level, 30 Yr. Architectural Shingles, a Fully Sodded Yard, a 24' x 18' Patio & so much more. All contracts written on Builders forms.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
9/10

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder name: T.R. Hughes Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Electric Range,Electric Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished

Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Breakfast Room

  • Features: Floor Covering: Vinyl,Wall Covering: None
  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Features

  • High Ceilings,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Entrance Foyer,Double Vanity,Lever Faucets,Breakfast Bar,Breakfast Room,Kitchen Island,Custom Cabinetry,Granite Counters,Walk-In Pantry
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Low Emissivity Windows,Insulated Windows,Tilt-In Windows
  • Finished area above ground: 2,330

Great Room

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 440
  • Dimensions: 20 x 22

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,330
  • Total interior livable area: 2,330 sqft

Kitchen

  • Features: Floor Covering: Vinyl,Wall Covering: None
  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Laundry

  • Features: Floor Covering: Vinyl,Wall Covering: None
  • Level: Main
  • Area: 105
  • Dimensions: 15 x 7

Primary Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 252
  • Dimensions: 18 x 14

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$388$4,656
Property Taxes $543$6,516
Electricity $177$2,135
Total$4,217$50,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,582/yr
40% on housing$126,510/yr
45% on housing$112,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$187
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-01Price change$604,900
2025-09-24Price change$599,900
2025-07-02Price change$589,900
2024-08-09Price change$579,900
2024-07-26Listed for sale$569,900

New Construction

AgentKristin A Gansman
BrokerageSTL Buy & Sell, LLC

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