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863 RIVERTREE Place, Middleburg, FL, 32068

2beds
3baths
1,160sqft
$259,900
$224price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

Welcome to 863 Rivertree Place in Middleburg's Kindlewood Forest community near the Oakleaf area of Clay County, Florida! This move in ready upgraded townhome offers modern style and convenience just minutes from Oakleaf Town Center shopping, restaurants, and an easy commute to Jacksonville. Seller upgrades include luxury vinyl plank flooring throughout the first floor, updated lighting, designer front door, accent walls, fresh interior paint, barn door entry to the primary suite, custom shelving, garage floor coating, upgraded bathroom quartz countertops, kitchen water filtration, and more. All kitchen appliances, washer, dryer, and water softener are included. Community amenities include a playground. Qualified buyers may have the opportunity to assume the seller's VA mortgage at 4.99% interest. Come check it out and see why everyone is moving to Clay County!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Tynes Elementary SchoolGrades PK-63.0 mi
7/10
5/10
Ridgeview High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan,Primary Bathroom - Shower No Tub,Smart Home,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,160 sqft

Property

Details

  • Parcel number: 17042500794905010
  • Attached to another structure: Yes
  • Zoning description: Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Screened

Lot

  • Lot size: 1,742 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Attached,Garage,Garage Door Opener,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$177$2,124
Property Taxes $317$3,804
Electricity $197$2,366
Total$2,005$24,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,742/yr
40% on housing$60,150/yr
45% on housing$53,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$160
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$259,900
2024-06-17Sold$251,990

For Sale by Agent

AgentMICHAEL WRIGHT
BrokerageEXIT INSPIRED REAL ESTATE

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