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978 ROOSTER HOLLOW Way, Middleburg, FL, 32068

5beds
3baths
3,695sqft
$579,900
$157price/sqft
$4,070/moest. monthly cost
$162,800/yrincome needed

About This Home

Welcome to this beautifully maintained home in a desirable community with NO CDD fees and low HOA, offering the perfect blend of comfort, space, and serene surroundings! Thoughtfully upgraded, this property features a stunning kitchen, updated interior lighting, a spacious screened-in patio, and a fully fenced backyard designed for both everyday living and effortless entertaining. Enjoy a .21 acre lot with peaceful lake and preserve views, creating a private, relaxing retreat right at home! The versatile floor plan includes a downstairs bedroom and full bath, ideal for guests or multigenerational living, while upstairs you'll find the primary suite, an additional bedroom, and a generous loft--perfect for a home office, playroom, or second living area. Step outside to the expansive screened patio, offering year-round outdoor enjoyment with plenty of room to unwind or host. This home combines value, functionality, and a tranquil setting you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Tynes Elementary SchoolGrades PK-62.9 mi
6/10
5/10
Ridgeview High SchoolGrades PK,9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Oven,Gas Water Heater,Ice Maker,Microwave,Plumbed For Ice Maker,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Unit,Lower Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Home,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,695 sqft

Property

Details

  • Parcel number: 17042500794600418

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Fencing: Vinyl,Wrought Iron
  • Has view: Yes
  • View description: Pond,Protected Preserve,Trees/Woods
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 9,147 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$395$4,740
Property Taxes $372$4,464
Electricity $371$4,462
Total$4,070$48,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,542/yr
40% on housing$122,100/yr
45% on housing$108,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$599,000
2026-04-16Listing removed$599,000
2026-04-02Price change$599,000
2026-03-15Price change$607,000
2026-03-12Price change$615,000
2026-02-28Listed for sale$620,000
2024-07-17Sold$541,290

For Sale by Agent

AgentELAINE SAMAAN, DOGWOOD REALTY FLORIDA
BrokerageDOGWOOD REALTY FLORIDA

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