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322 W 3rd St, Beaver Dam, WI, 53916

4beds
2baths
2,800sqft
$395,000
$141price/sqft
$2,973/moest. monthly cost
$118,920/yrincome needed

About This Home

Timeless brick home in Beaver Dam, WI offering FOUR finished levels of living space! This beautifully maintained 4-5 bedroom home blends historic charm with modern updates in one of Beaver Dam's established neighborhoods. Features include hardwood floors, French doors, crown molding, oversized trim, solid wood doors, newer wood windows, premium 50-year roof, and a heated 2-car detached garage. The spacious kitchen offers a center island, abundant cabinetry, and easy access to the half bath and finished lower level with workshop. Upstairs you'll find four bedrooms, an updated tiled bath, plus a finished attic for a home office, guest suite, playroom, or flex space. Conveniently located near Beaver Dam schools, parks, Beaver Dam Lake, downtown, shopping, dining, and Hwy 33 & Hwy 151. Character, space, and flexibility rarely found in today's market.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
Wilson Elementary SchoolGrades PK-50.1 mi
4/10
Beaver Dam Middle SchoolGrades 6-80.3 mi
4/10
Beaver Dam High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Upper
  • Area: 143

Bedroom3

  • Level: Upper
  • Area: 117

Bedroom4

  • Level: Upper
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 169

Family Room

  • Area: 352

Features

  • At Least 1 tub,Other,Sun Room,Mud Room,Foyer
  • Number of fireplaces: 1
  • Fireplace features: 1 fireplace,Free Standing,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area above ground: 2,350

Heating & Cooling

  • Heating features: Radiant,Other Heating/Cooling
  • Cooling features: Other Heating/Cooling,Window Unit(s)

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Kitchen

  • Features: Kitchen Island,Range/Oven,Refrigerator,Dishwasher,Microwave,Freezer,Disposal
  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 288

Master Bedroom

  • Level: Upper
  • Area: 143

Property

Details

  • Parcel number: 20611140422013
  • Zoning: Res
  • Exclusions: Seller's personal property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 7,405 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: 2 car,Detached,Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$191$2,292
Property Taxes $522$6,264
Electricity $263$3,157
Total$2,973$35,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,931/yr
40% on housing$89,190/yr
45% on housing$79,280/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 53916$174
Dodge County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 53916$172
Dodge County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$389,900
2026-06-24Price change$395,000
2026-05-13Listed for sale$419,000
2024-10-01Listing removed$379,900
2024-09-26Listed for sale$379,900
2024-02-27Sold$365,000
2024-02-06Pending sale$375,000
2024-01-23Price change$375,000
2023-12-30Price change$385,000
2023-12-07Listed for sale$400,000
2023-11-22Listing removed--
2023-10-30Price change$399,900
2023-10-16Price change$409,900
2023-10-05Listed for sale$419,900
2023-10-03Listing removed--
2023-09-21Listed for sale$419,900
2014-03-07Sold$154,000
2013-10-19Listed for sale$159,900

For Sale by Agent

AgentMichelle DeLaTorre
BrokerageINSPIRE Real Estate Solutions, LLC

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