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216 E Fond du Lac Street, Ripon, WI, 54971

5beds
2baths
1,344sqft
$149,000
$111price/sqft
$1,270/moest. monthly cost
$50,800/yrincome needed

About This Home

Commercial-Zoned in Prime Downtown Location! This charmer sits in a high-traffic, commercially zoned area just steps from downtown. Currently a single-family residence, it could easily be converted into a two-family with a bit of vision. Freshly painted on the outside, it retains beautiful original woodwork and features enclosed front and back porches with beadboard ceilings and abundant windows. Inside, you?ll find a mix of updates and vintage finishes waiting for your creative touch. A full unfinished basement could be great storage, and the fenced yard adds usable outdoor room. With its versatile zoning and solid bones, this property is ready for someone to roll up their sleeves and bring out its full potential. A rare opportunity for live/work, investment, or savvy renovation project.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
5/10
Ripon Middle SchoolGrades 6-80.4 mi
6/10
Ripon High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1923

Materials

  • Construction materials: Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry

Bathroom

  • Features: At least 1 Tub,No Master Bedroom Bath

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 154

Bedroom4

  • Level: Upper
  • Area: 130

Bedroom5

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Flooring: Wood or Sim.Wood Floors
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 234

Master Bedroom

  • Level: Main
  • Area: 132

Office

  • Level: Upper
  • Area: 108

Property

Details

  • Parcel number: RIP161499BR11000
  • Zoning: Com
  • Exclusions: Sellers Personal Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Living area range: 1251-1500

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$72$864
Property Taxes $274$3,288
Electricity $171$2,054
Total$1,270$15,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,542/yr
40% on housing$38,100/yr
45% on housing$33,866/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 54971$198
Fond du Lac County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 54971$172
Fond du Lac County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Price change$155,000
2026-01-29Price change$159,000
2025-11-05Price change$169,000
2025-10-28Price change$174,000
2025-10-14Price change$179,000
2025-09-23Price change$184,000
2025-08-27Listed for sale$189,000
2025-08-05Listing removed$189,000
2025-07-17Listed for sale$189,000
2002-05-09Sold$70,000

For Sale by Agent

AgentSarah Loberg
BrokerageBetter Homes and Gardens Real Estate Special Properties

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