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632 Cambridge Dr, Ripon, WI, 54971

5beds
5baths
5,433sqft
$825,000
$152price/sqft
$6,604/moest. monthly cost
$264,160/yrincome needed

About This Home

Stately Residence located in Ripon, minutes from Green Lake and a short drive to Oshkosh. Meticulously designed & finished 5 bed 4.5 bath home with 5,433 sq feet of finished space and double lot. Hardwood flooring flows throughout your 1st level, leading to the vaulted living room with 25 foot ceilings and symmetrical pendant lighting. Hearth room off the vaulted foyer with marble gas fireplace & crystal chandelier. Formal dining room with another crystal chandelier. 1st floor primary suite with walk in closet, heated tile floors, dual vanity, shower & jetted tub. 1st floor laundry. Secondary suite upstairs with bath, as well as 2 more bedrooms & bathroom. Finished walk out basement with in floor heat, theater, rec space, bedroom, bathroom & office. 3 car finished garage with epoxy floors.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
5/10
Ripon Middle SchoolGrades 6-81.5 mi
6/10
Ripon High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured Concrete
  • Construction materials: Brick,Fiber Cement,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Radon Mitigation System,Walk-Out Access

Bedroom1

  • Level: Main
  • Dimensions: 19x14

Bedroom2

  • Level: Upper
  • Dimensions: 13x12

Bedroom3

  • Level: Upper
  • Dimensions: 13x11

Bedroom4

  • Level: Upper
  • Dimensions: 14x09

Bedroom5

  • Level: Lower
  • Dimensions: 16x16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 09x09

Family Room

  • Level: Lower
  • Dimensions: 52x18

Features

  • At Least 1 Bathtub,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower,Formal Dining
  • Flooring: Wood/Simulated Wood Fl
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,888
  • Finished area above ground: 3,545

Formal Dining Room

  • Level: Main
  • Dimensions: 15x16

Heating & Cooling

  • Heating features: Forced Air,In Floor Heat
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 5,433 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Dimensions: 38x18

Other

  • Level: Main
  • Dimensions: 13x16

Other

  • Level: Lower
  • Dimensions: 11x11

Other

  • Level: Lower
  • Dimensions: 23x16

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor

Details

  • Parcel number: RIP161499CB01000
  • Zoning: Residential
  • Exclusions: seller's personal property. Negotiable: TV workout room,Dining table,TV console living room,clock in front foyer

Features

  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.80 Acres
  • Features: Corner Lot,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$402$4,824
Property Taxes $1,521$18,252
Electricity $510$6,126
Total$6,604$79,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,422/yr
40% on housing$198,120/yr
45% on housing$176,106/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 54971$194
Fond du Lac County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 54971$172
Fond du Lac County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$849,900
2015-08-14Sold$355,000
2015-04-10Price change$479,900
2015-03-26Listed for sale$489,900

For Sale by Agent

AgentTyler J Beckman
BrokerageBeckman Properties

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