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778 Hillside Terrace Unit L, Ripon, WI, 54971

3beds
2baths
1,477sqft
$249,000
$169price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

Rarely offered 3 bedroom/2 full bath condo in desirable Southwood Condominiums. Open concept layout, gas burning fireplace and large private patio with great views of Southwoods. This condo is an end unit on the second floor. It has an elevator for easy access to the condo and to lower level underground heated parking, with 2 parking spaces assigned to the unit. Storage room for unit is also in the garage. Stacked washer/dryer in unit. Master bedroom has en suite bathroom with walk-in closet. Amenities include common area, fitness room and common space for get-togethers. Complex is 55 years of age or older. Accuracy of information is not guaranteed, buyer to verify if material. Note: photos with furnishings have been virtually staged.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
5/10
Ripon Middle SchoolGrades 6-80.8 mi
6/10
Ripon High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1994

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Main
  • Area: 165

Bedroom3

  • Level: Main
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Storage Locker Included
  • Window features: Skylight(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,477
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,477
  • Total interior livable area: 1,477 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 195

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: RIP161499TR12000
  • Attached to another structure: Yes
  • Zoning: R-3
  • Exclusions: All Items Of Seller's Personal Property On Premises.

Features

  • Patio & porch: Deck
  • Living area range: 1251-1500

Parking

  • Parking features: Underground,2 Space,Assigned
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$121$1,452
Property Taxes $496$5,952
Electricity $171$2,054
Total$2,047$24,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 54971$195
Fond du Lac County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 54971$172
Fond du Lac County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-11Price change$269,900
2025-10-11Listed for sale$279,900

For Sale by Agent

AgentJ. Kyle Wiggs
BrokerageAdashun Jones Real Estate

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