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1045 Toomey Falls Rd, Oneida, TN, 37841

5beds
3baths
2,749sqft
$479,000
$174price/sqft
$3,249/moest. monthly cost
$129,960/yrincome needed

About This Home

Check out this stunning new construction home nestled in the highly sought-after Toomey Falls subdivision in West Oneida. This spacious residence boasts five bedrooms AND an office(could be used as a 6th bedroom or playroom, if needed), providing ample space for family and work needs. The large basement rec room is perfect for entertainment or relaxation, while the three full bathrooms ensure convenience for everyone.The heart of the home is a beautiful kitchen, ideal for culinary adventures and gatherings. Outside, the property features a concrete driveway leading to a two-car garage, ensuring plenty of parking space. The nearly one-acre lot offers ample room for outdoor activities of all kinds. Additionally, the large L-shaped deck provides a wonderful space for outdoor dining, relaxation, and enjoying the scenic surroundings.This home truly combines modern amenities with beautiful natural views, making it a perfect haven for anyone. MLS information is filled out to the best of our ability. It is deemed reliable, but cannot be not guaranteed. Buyer to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
3/10
Scott High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Bonus Room
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,749
  • Total interior livable area: 2,749 sqft

Property

Details

  • Parcel number: tbd

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 0.95 Acres
  • Features: Irregular Lot,Level,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Off Street,Garage Door Opener,Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance $441$5,292
Property Taxes $163$1,956
Electricity $223$2,680
Total$3,249$38,988

Income You'd Need if You Spent...

35% on housing$111,394/yr
40% on housing$97,470/yr
45% on housing$86,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 37841$149
Scott County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37841
Scott County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$479,000
2026-04-01Listing removed$499,000
2025-09-15Listed for sale$499,000
2025-07-30Listing removed$509,000
2025-05-28Price change$509,000
2024-07-29Listed for sale$524,000

For Sale by Agent

AgentRhyan King-Pennington
BrokerageEast Tennessee Real Estate Professionals

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