Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3796 Woodgate Dr, Traverse City, MI, 49686

2beds
2baths
960sqft
$279,900
$292price/sqft
$1,903/moest. monthly cost
$76,120/yrincome needed

About This Home

NOW COMPLETE! Discover Woodgate Ridge, brand-new construction condos offering the best of Traverse City living. Perfectly situated, you'll find direct access to the breathtaking Holiday Woodland Preserve, TART and Vasa Trails, and the serene shores of Grand Traverse Bay – nature's tranquility at your doorstep. Nestled in the desirable Holiday Hills area on the east side, Woodgate Ridge combines comfort with convenience, featuring private in-unit laundry and your own secluded patio space for ultimate relaxation.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
7/10
East Middle SchoolGrades 6-83.3 mi
7/10
Central High SchoolGrades 8-124.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: 2x6 Framing,Frame,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Condominium,Single Family Residence,Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Upper Level

Bedroom2

  • Level: Upper
  • Area: 124.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s),Granite Bath Tops,Granite Counters,Solid Surface Counters,Drywall,Cable TV,High Speed Internet,WiFi
  • Flooring: Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Main
  • Area: 96.75

Living Room

  • Level: Main

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Upper
  • Area: 165.6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0352700200
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Other,First Floor Level
  • Patio & porch: Patio
  • Exterior features: Sprinkler System,Sidewalk
  • Waterfront features: None

Lot

  • Features: Level,Landscaped

Parking

  • Parking features: None,Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$105$1,260
Property Taxes $195$2,340
Electricity $188$2,259
Total$1,903$22,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,245/yr
40% on housing$57,090/yr
45% on housing$50,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 49686$275
Grand Traverse County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 49686$274
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-30Price change$299,900
2025-07-28Listed for sale$294,900

New Construction

AgentJudy Curtice-Porter
BrokerageREO-TCRandolph-233022

Similar Homes