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26303 Us Highway 70 #210, Ruidoso Downs, NM, 88346

3beds
3baths
2,048sqft
$239,900
$117price/sqft
$1,567/moest. monthly cost
$62,680/yrincome needed

About This Home

Welcome to this spacious 3-bedroom, 3-bath condo located within Champions Run gated complex and conveniently located near grocery shopping and daily essentials. Inside, you'll find a versatile layout featuring two separate living spaces, both with fireplaces. A bright sunroom offers additional space for relaxing and/or hobbies, while central heat and air provide year-round comfort. The condo also includes an uncovered patio area and an attached carport for convenient parking. Come enjoy comfortable low-maintenance living!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
6/10
Ruidoso Middle SchoolGrades 6-83.5 mi
4/10
Ruidoso High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Other
  • Year built: 1984

Materials

  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Split Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Speed Internet,Pantry
  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,048 sqft

Property

Details

  • Zoning: R1
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More,Multi/Split
  • Stories: 3
  • Patio & porch: Balcony
  • Exterior features: Balcony,Rain Gutters
  • Has view: Yes
  • View description: Other

Lot

  • Features: Other

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Ice Storm
Hail
Strong Wind

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$99$1,188
Property Taxes $107$1,284
Electricity $148$1,780
Total$1,567$18,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,725/yr
40% on housing$47,010/yr
45% on housing$41,786/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 88346$67
Lincoln County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 88346$186
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$239,900
2026-04-17Listing removed$249,900
2026-01-26Price change$249,900
2025-05-05Price change$269,000
2024-09-26Price change$285,000
2024-07-30Listed for sale$295,000

For Sale by Agent

AgentCurtis Hunt
BrokerageZia Real Estate

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