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N7995 Lakeshore Dr, Fond Du Lac, WI, 54937

3beds
1baths
1,296sqft
$285,000
$220price/sqft
$2,120/moest. monthly cost
$84,800/yrincome needed

About This Home

Escape to your own waterfront retreat on beautiful Lake Winnebago! This inviting 3-bedroom, 2-bath home offers 123 feet of shoreline, making it the perfect year-round residence or weekend getaway. Wake up to breathtaking sunrises, spend your days boating, fishing, or relaxing by the water, and unwind each evening with panoramic lake views. The spacious backyard provides plenty of room for entertaining, yard games, bonfires, or simply soaking in the peaceful surroundings. Whether you're looking for a vacation escape, a gathering place, or your own slice of waterfront paradise, this Lake Winnebago gem is ready to help you create unforgettable memories. All offers due by 12pm on 7/10/2026 with presentation at 2pm on 7/10/2026.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Horace Mann High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: Main
  • Dimensions: 15x11

Bedroom2

  • Level: Upper
  • Dimensions: 15x14

Bedroom3

  • Level: Upper
  • Dimensions: 20x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Window Unit(s)

Interior Area

  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x11

Living Room

  • Level: Main
  • Dimensions: 19x11

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor

Details

  • Parcel number: T111617280400500
  • Zoning: Residential
  • Exclusions: Seller's Personal Property,fridge in the utility room

Features

  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Winnebago

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$90$1,080
Property Taxes $418$5,016
Electricity $171$2,054
Total$2,120$25,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,685/yr
40% on housing$63,600/yr
45% on housing$56,533/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 54937$173
Fond du Lac County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 54937$182
Fond du Lac County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Contingent$285,000
2026-07-06Listed for sale$285,000

For Sale by Agent

AgentDennis M. M Biggar
BrokerageBeiser Realty, LLC

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