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21 Huston St, Towanda, PA, 18848

4beds
3baths
0sqft
$174,900
--price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Well maintained and updated 2 story multi unit. Live in one side and rent out the other side or add it to your investment portfolio. 21 1/2 has a new kitchen & new flooring throughout. 21 has 2 potentially 3 big bedrooms and 2 full baths. The wraparound porch and a big back yard make extra space for friends or relaxing with your morning coffee. This is definitely one worth looking at.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Morrow El SchoolGrades PK-20.1 mi
5/10
Towanda Area El SchoolGrades 3-60.4 mi

Construction

Condition

  • Year built: 1876

Materials

  • Foundation: Block,Stone
  • Roof: Rubber
  • Construction materials: Asbestos

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Heating & Cooling

  • Heating features: 2 Furnaces,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Features

  • Patio & porch: Covered

Lot

  • Lot size: 0.38 Acres
  • Features: In Town

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Lightning
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$113$1,356
Property Taxes $151$1,812
Electricity $224$2,692
Total$1,372$16,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 18848$102
Bradford County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 18848$94
Bradford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$174,900
2024-11-27Sold$140,000
2024-10-22Pending sale$139,900
2024-10-15Listed for sale$139,900

For Sale by Agent

AgentDeanna Watkins
BrokerageKeller Williams Advantage Realty

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