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644 W 47th Hwy, Girard, KS, 66743

3beds
3baths
2,308sqft
$720,000
$312price/sqft
$5,237/moest. monthly cost
$209,480/yrincome needed

About This Home

Welcome to this well-maintained, all-brick home custom-built in 2014, situated on approximately 4.3± acres in a peaceful rural setting along Highway 47. This 3-bedroom, 2-bath home offers a functional layout, quality finishes, and energy-efficient features throughout. The open-concept living area features 12-foot ceilings, creating a spacious feel, and flows into the eat-in kitchen equipped with stainless steel appliances and granite countertops. A hidden walk-in pantry provides additional storage and also serves as a storm shelter. An all-season room with stove heat offers additional living space and flexibility year-round. The home is equipped with an energy-efficient geothermal ground source heating and cooling system for consistent comfort. The primary suite includes tray ceilings, crown molding, and a large 10-by-14 walk-in closet. The en-suite bathroom features dual sinks, heated floors, a soaking tub, and a walk-in shower. Flooring throughout the home consists of a combination of carpet and tile, offering both comfort and durability. Additional features include two water heaters with a circulation pump, a security system, and a newer roof. The property offers excellent parking and workspace options with an oversized 2-car attached garage and a 50’ x 50’ shop. The shop includes four overhead doors, heating, and a half bath, making it ideal for storage, hobbies, or business use. This property combines efficient construction, practical amenities, and usable acreage in a convenient location with paved access.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
Girard Middle SchoolGrades 6-84.7 mi
9/10
Girard High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range
  • Laundry features: Laundry Room,Sink

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,308

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,308
  • Total interior livable area: 2,308 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Sun Room

  • Level: Main

Property

Details

  • Parcel number: 1341800000007.010

Features

  • Patio & porch: Porch

Lot

  • Lot size: 4.30 Acres
  • Features: Acreage,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Cold Wave
Drought
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$777$9,324
Property Taxes $636$7,632
Electricity $184$2,211
Total$5,237$62,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,554/yr
40% on housing$157,110/yr
45% on housing$139,653/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 66743$96
Crawford County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 66743$117
Crawford County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$720,000
2025-04-02Listing removed$799,000
2024-10-04Listed for sale$799,000
2024-09-25Listing removed--
2024-07-31Listed for sale$825,000

For Sale by Agent

AgentJohn Towner
BrokerageCobb Realty Inc

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