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107 Cherry St, Deer Lodge, TN, 37726

6beds
3baths
3,672sqft
$449,909
$123price/sqft
$3,042/moest. monthly cost
$121,680/yrincome needed

About This Home

Welcome to peaceful country living with this Amish-built home on 3 unrestricted acres with no HOA and low county taxes! This property offers master on the main level, a spacious pantry, metal roof, and an unfinished basement ready for your finishing touches. Outdoor living is a dream with a large deck featuring vaulted ceilings, a pond, and a fenced pasture. A 38X50 barn with horse stable, pen for hogs or other animals, plus an attached storage shed/work shed conveys to the buyer. Bring your animals and enjoy freedom of country life in this serene setting! Book your showing today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Sunbright SchoolGrades PK-126.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Vinyl Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Pantry
  • Flooring: Other,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Other
  • Cooling features: None

Interior Area

  • Total structure area: 3,672
  • Total interior livable area: 3,672 sqft

Property

Details

  • Parcel number: 052 05001 000

Features

  • Has view: Yes
  • View description: Other,Country Setting,Trees/Woods
  • Waterfront features: Pond

Lot

  • Lot size: 3 Acres
  • Features: Private,Wooded

Parking

  • Parking features: Designated Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance $317$3,804
Property Taxes $153$1,836
Electricity $298$3,580
Total$3,042$36,504

Income You'd Need if You Spent...

35% on housing$104,297/yr
40% on housing$91,260/yr
45% on housing$81,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 37726$132
Morgan County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 37726$191
Morgan County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$449,999
2026-05-07Price change$450,000
2025-09-29Price change$500,000
2025-08-17Listed for sale$550,000
2024-08-26Listing removed$649,900
2024-07-31Listed for sale$649,900

For Sale by Agent

AgentBrittney Ellen Holt
BrokerageYour Home Sold Guaranteed Real

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