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853 Rock Springs Rd, Celina, TN, 38551

1beds
1baths
704sqft
$139,900
$199price/sqft
$1,016/moest. monthly cost
$40,640/yrincome needed

About This Home

Nestled on a full acre of unrestricted land, this newer build (2023) offers a perfect blend of privacy and simplicity. With 704 square feet, the home features a cozy loft-style bedroom, making it ideal for a hunting base camp or weekend retreat. Enjoy the freedom of outdoor living with plenty of space for gear, campfires, or relaxing in nature--all with low-maintenance living. Conveniently located just minutes from Holly Creek and Dale Hollow Marina, you'll have easy access to fishing, boating, and recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Celina K-8Grades PK-87.3 mi
6/10
Clay County High SchoolGrades 9-126.9 mi
--
Clay Co Adult High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 704

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Property

Details

  • Parcel number: 016B B 01301 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch,Covered
  • Topography of land: Wooded

Lot

  • Lot size: 1.10 Acres
  • Features: Wooded
  • Lot size dimensions: 110 x 438

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance $86$1,032
Property Taxes $48$576
Electricity $175$2,103
Total$1,016$12,192

Income You'd Need if You Spent...

35% on housing$34,834/yr
40% on housing$30,480/yr
45% on housing$27,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 38551$159
Clay County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 38551
Clay County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$165,000
2025-12-01Listing removed$195,000
2025-11-11Price change$195,000
2025-07-21Price change$225,000
2025-05-21Listed for sale$259,000

For Sale by Agent

AgentSabrina Brazle
BrokerageProvision Realty Group

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