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6420 Anderson Rd, Black Hawk, SD, 57718

4beds
3baths
2,708sqft
$825,000
$305price/sqft
$5,477/moest. monthly cost
$219,080/yrincome needed

About This Home

This stunning modern home offers 4 spacious bedrooms and 3 bathrooms, situated on 3.46 acres of private land. The attached garage is a showstopper at 27x51 feet (1377 sq ft), featuring a floor drain and gas line stubbed for convenience. The main floor welcomes you with 9-foot ceilings and a soaring vaulted ceiling in the open-concept living area, offering beautiful views of the pines and a cozy stone-surround gas fireplace. The gourmet kitchen includes high-end soft-close cabinetry, quartz countertops, and all appliances, with a TV included for entertainment. The large primary suite boasts a luxurious bathroom with a tile shower and a walk-in closet. An additional bedroom, full bathroom, and main floor laundry add to the home's functionality. The finished lower level features 2 bedrooms, a family room, a versatile bonus area, and an additional bathroom. Located close to interstate access, groceries, 4x4 trails, and only 10-15 minutes from Rapid City, this property provides ample space for a shop, paved roads to the property, natural gas and Black Hawk Water- perfect for comfortable living and outdoor adventures. The listing agent is the owner of this property. Listed by Ariel Rudland, West River Realty LLC (605)786-4816.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
5/10
West Middle School - 37Grades 6-86.9 mi
5/10
Stevens High School - 42Grades 9-126.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 100

Bedroom3

  • Level: Basement
  • Area: 143

Bedroom4

  • Level: Basement
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 126

Features

  • Vaulted Ceiling(s),Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,708
  • Total interior livable area: 2,708 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 182

Property

Features

  • Patio & porch: Covered Deck

Lot

  • Lot size: 3.46 Acres
  • Features: None

Parking

  • Total spaces: 3
  • Parking features: Three Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Wildfire
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Meade County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance $475$5,700
Property Taxes $625$7,500
Electricity $206$2,482
Total$5,477$65,724

Income You'd Need if You Spent...

35% on housing$187,782/yr
40% on housing$164,310/yr
45% on housing$146,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 57718$171
Meade County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 57718$198
Meade County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$825,000
2026-05-27Listed for sale$875,000
2026-05-09Listing removed$875,000
2026-01-15Price change$875,000
2026-01-01Listed for sale$890,000
2025-10-01Listing removed$899,900
2025-08-04Listed for sale$899,900

For Sale by Agent

AgentAriel Rudland
BrokerageWest River Realty

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