See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

413 Annie Dr, Watsonville, CA, 95076

3beds
4baths
1,622sqft
$875,000
$539price/sqft
$6,258/moest. monthly cost
$250,320/yrincome needed

About This Home

Brand-new construction among the first homes released in nearly two decades set on 11 acres in a tranquil, tucked-away location just moments from major shopping. Backing to a scenic waterway and nature trail, this thoughtfully planned community offers exceptional amenities, including a sports court, fitness par course, bocce ball court, community garden, picnic area, and playground. This modern community features five distinct floor plans with clean finishes and functional design. The Playa model offers 1,622 sq ft of well-designed living space with 3 bedrooms, each with its own en suite bath, plus a half bath for guests. The open-concept layout seamlessly connects the kitchen, dining, and living areas ideal for both everyday living and entertaining. Additional highlights include a 458 sq ft attached garage, ample storage, and 265 sq ft of outdoor spaceperfect for relaxing or hosting. Explore other available homes or join the interest list to learn about upcoming releases.

Getting Around

15
WalkingCar-Dependent
40
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

2/10
2/10
4/10
Pajaro Valley High SchoolGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Gas Oven/Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Upper Floor,Inside,In Utility Room

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShowersoverTubs2plus, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningArea, EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl Linoleum
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Kitchen

  • Features: ExhaustFan, Island

Property

Details

  • Parcel number: 01874106000
  • Zoning: Residential
  • Special condition: NewSubdivision

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Gazebo
  • Has view: Yes
  • View description: Hills,Mountain(s)

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Guest,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$179$2,148
Property Taxes $1,257$15,084
Electricity $398$4,786
Total$6,258$75,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,560/yr
40% on housing$187,740/yr
45% on housing$166,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$539This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$490
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$875,000
2025-05-29Listing removed$869,000
2024-11-12Listed for sale$869,000

New Construction

AgentMegan Lyng
BrokerageDavid Lyng Real Estate

Similar Homes