474 S James St, Carthage, NY, 13619
About This Home
Wow! Now this is a remarkable investment property or large family home! Your choice. This property has 8 bedrooms and 3 bathrooms, a common kitchen and a few different common areas. It is virtually100% rented all the time, and the owner even air bnbs some rooms. There is plenty of parking and the opportunities are endless! The rent income is 5325 per month, which is amazing for the price. This wont last.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1850
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 1975
Features
- Flooring: Carpet,Laminate,Varies
Heating
- Heating features: Electric,Gas,Baseboard,Forced Air
Interior Area
- Total structure area: 2,375
- Total interior livable area: 2,375 sqft
Property
Details
- Parcel number: 2260010860410003030000
- Special condition: Standard
Features
- Exterior features: Blacktop Driveway
Lot
- Lot size: 0.32 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 71 x 198
Parking
- Parking features: Three or more Spaces,No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $253 | $3,036 |
| Electricity | $392 | $4,709 |
| Total | $1,942 | $23,304 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $249,000 |
| 2025-03-07 | Sold | $166,000 |
| 2025-01-12 | Contingent | $174,000 |
| 2024-11-01 | Price change | $174,000 |
| 2024-08-23 | Price change | $189,000 |
| 2024-08-01 | Listed for sale | $199,900 |
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