235 Oak Ridge Ests, Murphy, NC, 28906
About This Home
Welcome to an exceptional mountain retreat in the prestigious Oak Ridge Estates, where refined living meets the serenity of nature. Privately nestled among lush woodlands, this impressive three-story residence offers a rare blend of timeless mountain architecture, modern comfort, and breathtaking seasonal mountain views. Designed for both relaxation and entertaining, the home features expansive decking on every level, inviting you to enjoy seasonal mountain & sunset views. Inside, the open-concept living space is highlighted by soaring vaulted ceilings, a dramatic stacked-stone fireplace, and walls of windows that flood the home with natural light while framing the beauty of the outdoors. The gourmet kitchen is thoughtfully designed with beautiful custom cabinetry, stainless steel appliances, and generous workspace, seamlessly connecting to the dining and living areas—perfect for hosting gatherings or enjoying quiet evenings at home. The main-level primary suite offers a private sanctuary of comfort and convenience, while the upper level features two inviting guest bedrooms, each with private deck access, sharing a well-appointed bath and providing guests with their own peaceful retreat. The terrace level expands the home's living and entertaining possibilities, featuring a second stone fireplace, a spacious family or recreation room, an additional bedroom or flexible bonus space, and a full bath—ideal for guests, extended stays, or multi-generational living. Additional highlights include an oversized utility and laundry room, a new roof installed in 2024, and a detached two-car garage. Ideally located just minutes from Murphy, McCaysville/Copperhill, and Blue Ridge, residents enjoy convenient access to the region's finest outdoor recreation and attractions—from boating and trout fishing to wineries, hiking, kayaking, charming boutiques, fine dining, and Murphy's renowned Harrah's casino. A rare opportunity indeed!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Concrete,Frame,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Drywall,Granite Counters,Kitchen Island,Pantry,Primary on Main,Tile Shower/Tub,Vaulted Ceiling(s),Walk-In Closet(s),Fiber Optic
- Window features: Double Pane Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Basement,Great Room
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s),Heat Pump,Propane
- Cooling features: Central Air,Heat Pump,Zoned
Interior Area
- Total structure area: 3,238
- Total interior livable area: 3,238 sqft
Property
Details
- Parcel number: 451000821531
- Zoning description: Deed Restricted
Features
- Levels: Three Or More
- Patio & porch: Deck/Patio,Porch
- Fencing: None
- Has view: Yes
- View description: Seasonal View
Lot
- Lot size: 0.98 Acres
- Features: Wooded,1-3 Acres
Parking
- Total spaces: 2
- Parking features: Paved,Garage Double Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $163 | $1,956 |
| Electricity | $301 | $3,619 |
| Total | $2,823 | $33,876 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $434,900 |
| 2026-01-01 | Listing removed | $439,000 |
| 2025-09-01 | Listed for sale | $439,000 |
| 2025-08-22 | Pending sale | $439,000 |
| 2025-07-22 | Price change | $439,000 |
| 2025-06-26 | Listed for sale | $449,000 |
| 2025-06-01 | Listing removed | $450,000 |
| 2025-05-02 | Price change | $450,000 |
| 2025-04-15 | Price change | $475,000 |
| 2025-03-07 | Price change | $483,000 |
| 2024-12-31 | Price change | $484,000 |
| 2024-11-14 | Price change | $489,000 |
| 2024-10-18 | Price change | $495,000 |
| 2024-09-11 | Listed for sale | $499,000 |
| 2024-03-16 | Listing removed | $499,000 |
| 2024-02-02 | Price change | $499,000 |
| 2023-10-20 | Listed for sale | $525,000 |
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