W9384 Ripley Road, Cambridge, WI, 53523
About This Home
Lake Ripley frontage with 67 ft of shoreline and a true turn-key opportunity. Offered fully furnished this property is ready for immediate enjoyment or well-suited for short-term rental use, with over $12K in 2026 bookings already in place (option to honor or cancel). Take in the lake from the new concrete patio or through the wall of windows inside, with gradual, swimmable frontage. The main level features an open family room with fireplace flowing into the kitchen with countertop peninsula (plumbed for future sink), plus a full bath with laundry and a main-level bedroom. Upstairs offers a split bedroom layout with the primary suite set apart from two additional bedrooms, along with a living area and flex space for dining or office use. Heating includes hot water boiler plus a new furnace with central air and ductwork for the upper level. Backyard has been leveled, is partially fenced, and is just minutes from local parks and lake activities. Pier included for immediate lake access.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1940
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Washer,Dryer,Water Softener
Basement
- Basement: None / Slab
Bathroom
- Features: Master Bedroom Bath: Full,Master Bedroom Bath
Bedroom2
- Level: Upper
- Area: 180
Bedroom3
- Level: Upper
- Area: 130
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Main
- Area: 180
Features
- Walk-In Closet(s),Cathedral/vaulted ceiling,Pantry
- Finished area below ground: 984
- Finished area above ground: 984
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Radiant,Multiple Units
- Cooling features: Central Air,Multi Units
Interior Area
- Total structure area: 1,968
- Total interior livable area: 1,968 sqft
Kitchen
- Level: Main
- Area: 135
Living Room
- Level: Upper
- Area: 180
Master Bedroom
- Level: Upper
- Area: 140
Office
- Level: Upper
- Area: 140
Property
Details
- Parcel number: 02206130644012
- Zoning: RES
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Fencing: Fenced Yard
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Dock/Pier,Water Ski Lake
- Waterbody name: Ripley
- Living area range: 1751-2000
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 1
- Parking features: 1 Car,Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,030 | $48,360 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $829 | $9,948 |
| Electricity | $184 | $2,219 |
| Total | $5,332 | $63,984 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-29 | Listed for sale | $875,000 |
| 2023-06-05 | Sold | $548,000 |
| 2023-04-23 | Pending sale | $548,900 |
| 2023-04-22 | Contingent | $548,900 |
| 2023-04-18 | Listed for sale | $548,900 |
| 2012-03-14 | Listing removed | $275,000 |
| 2011-11-19 | Price change | $275,000 |
| 2011-10-27 | Price change | $294,000 |
| 2011-08-31 | Price change | $298,000 |
| 2011-06-30 | Price change | $300,000 |
| 2011-05-27 | Price change | $350,000 |
| 2011-02-26 | Listed for sale | $375,000 |
| 2010-11-15 | Listing removed | $399,900 |
| 2010-06-23 | Price change | $423,000 |
| 2010-02-16 | Price change | $438,900 |
| 2009-09-19 | Listed for sale | $449,900 |
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