N4175 Island LANE, Cambridge, WI, 53523
About This Home
Welcome home to the perfect 2-bedroom, 2-bath home with bonus loft. This best lakefront retreat that Lake Ripley has to offer. Enjoy 50 feet of pristine sandy frontage all summer long. Bathed in sunlight from morning to evening, the home's coveted western exposure delivers sunset views that paint the sky each night. Inside, the thoughtfully updated kitchen blends style & function w/warm maple cabinetry, gleaming granite countertops & a full suite of stainless steel appliances, ideal for both everyday living & entertaining. This home is truly turnkey, simply arrive & start enjoying lake life from day one. A private pier with space for two boats makes getting out on the water effortless, while the oversized 2.5-car garage offers ample room for vehicles & all your lake gear.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1975
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bathroom
- Features: Master Bedroom Bath: Tub/Shower Combo,Master Bedroom Bath
Bedroom2
- Level: Upper
- Area: 99
Bedroom3
- Level: Upper
- Area: 104
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,300
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
Kitchen
- Level: Main
- Area: 190
Living Room
- Level: Main
- Area: 285
Master Bedroom
- Level: Upper
- Area: 130
Property
Details
- Parcel number: 02206130833003
- Zoning: res
Features
- Levels: Two
- Stories: 2
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,1-50 feet
- Waterbody name: Lake Ripley
- Living area range: 1251-1500
Lot
- Lot size: 5,662 sqft
Parking
- Total spaces: 2
- Parking features: Detached,2 Car
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $571 | $6,852 |
| Electricity | $171 | $2,054 |
| Total | $3,721 | $44,652 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Listed for sale | $549,900 |
| 2026-08-08 | Contingent | $549,900 |
| 2026-08-01 | Price change | $549,900 |
| 2026-07-16 | Price change | $599,900 |
| 2026-07-01 | Price change | $649,000 |
| 2026-06-15 | Price change | $670,000 |
| 2026-05-22 | Price change | $699,900 |
| 2026-04-24 | Price change | $735,000 |
| 2026-04-17 | Listed for sale | $799,900 |
| 2017-12-06 | Listing removed | $449,500 |
| 2017-01-23 | Price change | $449,500 |
| 2016-10-04 | Listed for sale | $450,000 |
| 2006-03-01 | Sold | $435,000 |
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