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W8919 Ripley ROAD, Cambridge, WI, 53523

5beds
4baths
3,332sqft
$575,000
$173price/sqft
$4,025/moest. monthly cost
$161,000/yrincome needed

About This Home

Tucked away down a scenic driveway on 1.76 acres in a serene, park-like setting, this secluded 5-bedroom, 3.5-bath home offers 3,332sf of widespread living space on the Lake Ripley Channel. Enjoy stunning Lake Ripley views from the expansive deck or unwind in the 3-season room. The open layout features multiple living spaces, a second kitchenette, cozy gas fireplace and split living design for added privacy. A spacious master suite provides a relaxing retreat, while generously sized bedrooms offer flexibility for family or guests. The 3-car detached garage adds convenience and storage. This is a rare opportunity to own a peaceful waterfront property with space, privacy, and incredible natural surroundings, ideal for those who love fishing, taking the kayak or canoe out. Do not delay!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
4/10
Nikolay Middle SchoolGrades 6-82.1 mi
10/10
Cambridge High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1993

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Manufactured On Land

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven,Range,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: 8'+ Ceiling,Finished,Full,Full Size Windows,Concrete,Walk-Out Access,Exposed

Bathroom

  • Features: Shower on Lower,Tub Only,Whirlpool,Master Bedroom Bath: Tub/No Shower,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Main
  • Area: 144

Bedroom3

  • Level: Main
  • Area: 132

Bedroom4

  • Level: Lower
  • Area: 156

Bedroom5

  • Level: Lower
  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Main
  • Area: 180

Features

  • High Speed Internet
  • Finished area below ground: 1,428
  • Finished area above ground: 1,904

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,332
  • Total interior livable area: 3,332 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 324

Master Bedroom

  • Level: Main
  • Area: 180

Office

  • Level: Lower
  • Area: 120

Property

Details

  • Parcel number: 02206130844008
  • Zoning: Res

Features

  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Channel,Lake
  • Living area range: 3001-3500,2501 or more

Lot

  • Lot size: 1.73 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Detached,3 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$208$2,496
Property Taxes $597$7,164
Electricity $313$3,757
Total$4,025$48,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,000/yr
40% on housing$120,750/yr
45% on housing$107,333/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 53523$243
Jefferson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53523$222
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$599,900
2011-01-03Sold$240,000

For Sale by Agent

AgentMelanie Becker, First Weber, Inc.-Cambridge
BrokerageFirst Weber, Inc.-Cambridge

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