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10937 Carob Thorn Trl, Roanoke, IN, 46783

3beds
2baths
1,494sqft
$349,900
$234price/sqft
$2,407/moest. monthly cost
$96,280/yrincome needed

About This Home

Stunning new modern ranch home by Granite Ridge Builders. Almost 1500 SF with open living areas and vaulted ceilings. The kitchen has custom cabinetry and a 9' long island with breakfast bar and quartz countertops. Just off the kitchen is a walk in pantry and separate laundry room. The nook has access to a covered veranda and an open patio for outdoor living. A separate entry to the primary suite gives added privacy. This home overlooks a beautiful pond. The garage is painted & trimmed plus the floor has a hybrid polymer floor coating.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Lafayette Meadow SchoolGrades K-52.6 mi
6/10
Summit Middle SchoolGrades 6-85.9 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Granite Ridge Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Gas Range,Gas Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Vaulted Ceiling(s),Walk-In Closet(s),Laminate Counters,Stone Counters,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Custom Cabinetry,Low Emittance Doors/Win
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,494

Heating & Cooling

  • Heating features: Forced Air,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 294

Property

Details

  • Parcel number: 021621227009.000048

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 9,583 sqft
  • Features: Level
  • Lot size dimensions: 69x140

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$230$2,760
Property Taxes $224$2,688
Electricity $184$2,212
Total$2,407$28,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,525/yr
40% on housing$72,210/yr
45% on housing$64,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 46783$196
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46783$162
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Price change$349,900
2026-01-15Listed for sale$354,900
2025-12-11Listing removed$354,900
2025-09-10Price change$354,900
2025-08-14Price change$364,900
2025-05-22Price change$374,900
2025-02-19Price change$465,000
2024-12-11Price change$325,850
2024-08-01Listed for sale$382,900

New Construction

AgentElizabeth A Urschel
BrokerageCENTURY 21 Bradley Realty, Inc

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