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348 Merchants Avenue, Fort Atkinson, WI, 53538

4beds
4baths
2,915sqft
$454,900
$156price/sqft
$3,422/moest. monthly cost
$136,880/yrincome needed

About This Home

This home offers a perfect blend of Victorian elegance and contemporary updates. Fall in love with this meticulously renovated four-bedroom, four-bath residence. Featuring six-panel doors throughout, every detail has been thoughtfully restored and enhanced. Nothing left to do but enjoy! The primary bedroom provides an impressive sanctuary, complete with an oversized bathroom that includes a luxurious soaker tub. Admire the refinished, original pocket door that elegantly separates the living room from the sitting room, preserving the home?s historic charm. Gleaming hardwood floors run throughout the property, adding warmth and sophistication. The beautiful kitchen boasts abundant cabinet space, perfect for all your culinary needs. Step outside to unwind under the newly installed pergola, ideal for relaxing moments or entertaining guests. this home is expected to sell quickly?don?t miss your chance.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

9/10
Purdy Elementary SchoolGrades PK-50.4 mi
8/10
4/10
Fort Atkinson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1912

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian/Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Full,Finished,8'+ Ceiling,Concrete

Bathroom

  • Features: Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Tub/No Shower

Bedroom2

  • Level: Upper
  • Area: 165

Bedroom3

  • Level: Upper
  • Area: 135

Bedroom4

  • Level: Lower
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 208

Family Room

  • Level: Lower
  • Area: 378

Features

  • Walk-In Closet(s),High Speed Internet,Pantry
  • Attic: Walk-up
  • Finished area below ground: 885
  • Finished area above ground: 2,030

Heating & Cooling

  • Heating features: Natural Gas,Electric,Multiple Units
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 2,915
  • Total interior livable area: 2,915 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 256

Master Bedroom

  • Level: Upper
  • Area: 182

Property

Details

  • Parcel number: 22605140332009
  • Zoning: Residentia
  • Exclusions: Seller's Personal Property,Water Softener (Rented),Outdoor Fountain,Curtains And Curtain Rods

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Living area range: 2501-3000

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$152$1,824
Property Taxes $697$8,364
Electricity $273$3,287
Total$3,422$41,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,325/yr
40% on housing$102,660/yr
45% on housing$91,253/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 53538$191
Jefferson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53538$186
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$465,000
2022-11-18Sold$399,900
2022-10-03Contingent$399,900
2022-09-27Price change$399,900
2022-09-17Listed for sale$409,900
2021-04-27Sold$85,000
2021-04-13Pending sale$75,000
2021-04-08Listed for sale$75,000
2007-03-20Sold$133,000

For Sale by Agent

AgentCindy Garza
BrokerageZuelke Real Estate Team

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