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614 Whitewater AVENUE, Fort Atkinson, WI, 53538

4beds
2baths
1,907sqft
$320,000
$168price/sqft
$2,392/moest. monthly cost
$95,680/yrincome needed

About This Home

Four bedroom two story located on Fort Atkinson's southside. Open Kitchen -dining area, nice sized living room, two bedrooms with 3/4 bath on the main floor, nice deck off the dining area. Two bedrooms, full bath and laundry plus two separate possible office areas on the second floor. Older basement used just for utilities with a outside entrance. Partially fenced area. Detached newer two car garage. Great location near elementary and middle schools.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
Purdy Elementary SchoolGrades PK-50.1 mi
8/10
4/10
Fort Atkinson High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1850

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 135

Bedroom3

  • Level: Upper
  • Area: 195

Bedroom4

  • Level: Upper
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 176

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,907
  • Total interior livable area: 1,907 sqft

Kitchen

  • Level: Main
  • Area: 170

Living Room

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 150

Property

Details

  • Parcel number: 22605140332116
  • Zoning: SR-5
  • Exclusions: Personal Property Of The Seller,Water Softener(Rental)

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1751-2000

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$107$1,284
Property Taxes $488$5,856
Electricity $179$2,150
Total$2,392$28,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,011/yr
40% on housing$71,760/yr
45% on housing$63,786/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 53538$191
Jefferson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53538$186
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$320,000
2022-07-28Sold$253,000
2022-06-14Contingent$260,000
2022-05-31Price change$260,000
2022-05-17Listed for sale$270,000
2019-02-05Sold$178,000
2019-01-28Listed for sale$178,000
2019-01-28Pending sale$178,000
2018-11-30Price change$178,000
2018-10-12Price change$185,000
2018-10-08Listed for sale$195,000
2012-08-27Sold$142,000
2010-10-22Listing removed$69,900
2010-07-30Listed for sale$69,900

For Sale by Agent

AgentJoanne Larson
BrokerageWayne Hayes Real Estate LLC

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