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401 Oak Ridge COURT, Fort Atkinson, WI, 53538

4beds
2baths
2,600sqft
$389,900
$150price/sqft
$2,940/moest. monthly cost
$117,600/yrincome needed

About This Home

Come check out this well maintained updated 4 bedroom, 2 bath ranch home in a desirable area on the south side of Fort! This home features a 4 car garage, hard wood flooring, finished basement, sunroom, gas fireplace, large kitchen and so much more! Check it out today!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Luther Elementary SchoolGrades K-50.8 mi
8/10
4/10
Fort Atkinson High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1979

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Full Size Windows,Concrete

Bathroom

  • Features: Tub Only,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Main
  • Area: 110

Bedroom3

  • Level: Main
  • Area: 154

Bedroom4

  • Level: Lower
  • Area: 247

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 260

Family Room

  • Level: Lower
  • Area: 396

Features

  • High Speed Internet,Pantry,Kitchen Island
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main
  • Area: 500

Living Room

  • Level: Main
  • Area: 300

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 22605140942040
  • Zoning: Res
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Living area range: 2501-3000,2501 or more

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached,4 Car
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$130$1,560
Property Taxes $595$7,140
Electricity $244$2,931
Total$2,940$35,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,800/yr
40% on housing$88,200/yr
45% on housing$78,400/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 53538$191
Jefferson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53538$186
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$379,900
2026-07-22Listed for sale$389,900

For Sale by Agent

AgentRachel Pattermann
BrokeragePattermann Realty LLC

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