120 Beech Road, Waterloo, WI, 53594
About This Home
Welcome Home to this spacious 5-bedroom Ranch in the heart of Waterloo. This well-maintained home offers a perfect blend of comfortable living space, quality craftsmanship, and endless potential all in one property. As you step inside you are greeted with gleaming oak hardwood floors that span the main level, adding warmth and timeless appeal. Gather around the cozy wood-burning fireplace, a perfect focal point for relaxing or entertaining. Enjoy outdoor living with two generous 12x12 decks that are ideal for summer barbecues, morning coffee, or simply unwinding. The 3-car heated garage is a rare bonus, perfect for hobbyists, bonus office area, and plenty of extra storage. Looking to make it your own? The ready-to-finish lower level is fully framed and waiting for your personal touch with 3 finished bedrooms and 2 partially finished bathrooms. Bring your imagination, and creative carpentry skills, and make this home your haven.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1990
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Washer,Dryer,Water Softener
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished,Toilet Only,Concrete
Bathroom
- Features: Stubbed For Bathroom on Lower,Whirlpool,At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Tub/Shower Combo
Bedroom2
- Level: Main
- Area: 156
Bedroom3
- Level: Main
- Area: 99
Bedroom4
- Level: Lower
- Area: 156
Bedroom5
- Level: Lower
- Area: 210
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 220
Features
- High Speed Internet
- Window features: Skylight(s)
- Finished area below ground: 748
- Finished area above ground: 1,736
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,484
- Total interior livable area: 2,484 sqft
Kitchen
- Level: Main
- Area: 270
Living Room
- Level: Main
- Area: 425
Master Bedroom
- Level: Lower
- Area: 289
Property
Details
- Parcel number: 29008130544006
- Zoning: RES
- Exclusions: Seller's Personal Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Bath
- Living area range: 2001-2500
Lot
- Lot size: 0.45 Acres
Parking
- Total spaces: 3
- Parking features: 3 Car,Detached,Heated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $557 | $6,684 |
| Electricity | $233 | $2,801 |
| Total | $3,181 | $38,172 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $439,900 |
View on Zillow