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534 S Jackson STREET, Waterloo, WI, 53594

5beds
2baths
2,888sqft
$424,900
$147price/sqft
$3,151/moest. monthly cost
$126,040/yrincome needed

About This Home

Have it all. Lovingly standing for more than a century, this beautiful 1896 Victorian is looking for her next family to love and enjoy. This rare historic home offers timeless character with many quality features. Situated on a picturesque 1.2-acre lot surrounded by oak trees, this remarkable property boasts a park-like setting that provides both beauty and tranquility. The historic carriage house adds charm and functionality, while the expansive grounds offer the perfect backdrop for everything from quiet mornings with a cup of coffee to family gatherings and outdoor entertaining. Featuring 5 bedrooms, 2 bathrooms, and approximately 2,888 square feet, this home showcases many of the architectural details that make Victorian homes so beloved.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
6/10
Waterloo Middle SchoolGrades 7-80.9 mi
7/10
Waterloo High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1896

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian/Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Window A/C,Dishwasher,Disposal,Dryer,Oven,Range,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Tub Only,Ceramic Tile,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 150

Bedroom3

  • Level: Upper
  • Area: 130

Bedroom4

  • Level: Upper
  • Area: 110

Bedroom5

  • Level: Upper
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 221

Features

  • Pantry
  • Flooring: Wood
  • Attic: Expandable

Heating & Cooling

  • Heating features: Natural Gas,Wood/Coal,Radiant/Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,888
  • Total interior livable area: 2,888 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 182

Master Bedroom

  • Level: Upper
  • Area: 182

Office

  • Level: Main
  • Area: 150

Property

Details

  • Parcel number: 29008130714039
  • Zoning: Residential
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced Yard
  • Living area range: 2501-3000,2501 or more

Lot

  • Lot size: 1.22 Acres
  • Features: Sidewalks,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached,1 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$188$2,256
Property Taxes $544$6,528
Electricity $271$3,256
Total$3,151$37,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,034/yr
40% on housing$94,530/yr
45% on housing$84,026/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 53594$238
Jefferson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53594$188
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$389,900
2026-06-24Price change$424,900
2026-06-11Listed for sale$449,900
2019-12-02Sold$254,900
2019-11-13Pending sale$264,900
2019-10-16Listed for sale$264,900

For Sale by Agent

AgentJohn Pechstein
BrokerageHomestead Realty, Inc

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