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706 Highway 55, Montegut, LA, 70377

3beds
4baths
2,273sqft
$125,000
$55price/sqft
$967/moest. monthly cost
$38,680/yrincome needed

About This Home

Discover endless possibilities with this unique all-metal building in Montegut, perfectly positioned on Bayou Terrebonne. Whether you're a recreational fisherman or a commercial shrimper, this property offers direct water access with a boat shed right on the bayou and the ability to sell straight from the dock thanks to its commercial zoning. Enjoy multiple outdoor spaces designed for life on the water, including a large dock/patio, screened-in porch, enclosed outdoor kitchen, and a dedicated outdoor bathroom—ideal for cleaning up after a day of fishing or boating. Inside, the home offers 3 bedrooms and 3 bathrooms with partial renovations already started. It's ready for the right buyer with a vision to bring it to completion and make it truly shine. Whether you're dreaming of a bayou camp, a weekend retreat, or a commercial hub for your fishing operation, this property delivers flexibility, location, and that true south Louisiana lifestyle. Cast a line for reds or drop a crab trap right from your own dock!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Montegut Middle SchoolGrades 5-82.1 mi
5/10
9/10

Construction

Condition

  • Property condition: Age Unknown,Under Renovation
  • Year built: 1945

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedroom1

  • Level: Second
  • Area: 196.625

Bedroom2

  • Level: Second
  • Area: 201.5903

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 303.2778

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,467
  • Total interior livable area: 2,273 sqft

Kitchen

  • Level: First
  • Area: 122.0278

Living Room

  • Level: First
  • Area: 292

Master Bedroom

  • Features: En Suite Bath, Walk-In Closet(s)
  • Level: Second
  • Area: 236

Property

Details

  • Parcel number: 31493
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Patio,Screened,Porch
  • Exterior features: Balcony,Boat Slip
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Water Access,River Front,Navigable Water

Lot

  • Lot size: 0.52 Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Cars Park,RV/Boat Port Parking,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Lightning
Tornado
Drought
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$123$1,476
Property Taxes $41$492
Electricity $171$2,062
Total$967$11,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,154/yr
40% on housing$29,010/yr
45% on housing$25,786/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 70377$71
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70377$101
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Price change$125,000
2026-05-22Price change$150,000
2025-12-02Listed for sale$160,000
2024-08-03Listing removed$150,000
2024-08-01Listed for sale$150,000

For Sale by Agent

AgentAmber Landry
BrokerageCanal & Main Realty

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